If you find it difficult earning cash while on the go, money making apps provide a great way to quickly get in a few extra dollars.

And after having tested over 150+ different money making apps, I’ve finally narrowed it down to the top 32.

The best part? All of them are legit and complete free to use.

Below we’re going to cover each of the apps in detail regarding how they work, how much you can earn and their payout methods.

32 Best Money Making Apps

Here’s a list of the 32 best money making apps to earn on the go.

• 1) Survey Junkie
• 2) Swagbucks
• 3) Branded Surveys
• 4) LifePoints
• 5) Ibotta
• 6) Fetch Rewards
• 7) Rakuten
• 8) Acorns
• 9) Drop
• 10) Pinecone Research
• 11) YouGov
• 12) PointClub
• 13) TopCashback
• 14) MySoapbox
• 15) BeFrugal
• 16) InboxDollars
• 17) Robinhood
• 18) Toluna Opinions
• 19) Gigwalk
• 20) Uber
• 21) Nielsen Computer & Mobile Panel
• 22) MobileXpression
• 23) EarnHoney
• 24) TaskRabbit
• 25) Qmee
• 26) Honey
• 27) Ipsos i-Say
• 28) Panda Research
• 29) Fiverr
• 30) Google Opinion Rewards
• 31) Capital One Shopping
• 32) Sweatcoin

1. Survey Junkie

When it comes to the best money making apps out there, Survey Junkie makes it to the top of our list due to their high-paying surveys.

They make it easy to earn both on the go and from your desktop. If you stick to higher-paying surveys, you can earn anywhere from $7 – $15 per hour.

When you sign-up as a new user, you’re automatically granted a $2 welcome bonus.

Furthermore, Survey Junkie always tells you how long a survey takes and how much it pays before you take it. This way you don’t have to waste time figuring out if you qualify or not.

When you reach a minimum of $10, you can cash out for cool prizes such as free gift cards to Amazon or Target and cash to your PayPal account.

Quick Summary:

• Best money making app
• Earn up to $50 per survey
• $2 welcome bonus
• Know how much you make before taking a survey
• Cash out for gift cards or PayPal
• Survey Junkie Review

Try Survey Junkie Free

2. Swagbucks

Swagbucks is by far one of my favorite small task apps out there, and it’s probably one of the most well-known. My favorite part is their sign up bonus of $10.

You can earn money playing games, shopping, taking surveys, clipping coupons, referring friends and more.

For any friend that you convince to sign-up using your referral link, you earn 10% of their earnings for life.

In a sense, you’re earning a passive income since all you to do is kick back and watch your screen.

When it comes to taking surveys, I usually find that I can earn a quick $5 within 30 minutes.

What I really love about this app is that in comparison to the rest on this list, it’s actually quite enjoyable.

Quick Summary:

• Earn money through small tasks
• $10 registration bonus
• $5 per 30-minute survey
• Referral bonus of 10%
• Swagbucks Review

Try Swagbucks Free

3. Branded Surveys

Branded Surveys is quickly becoming one of the better apps out there due to their high-paying surveys. While not as high as the first two survey apps on this list, you can still earn some good cash.

Payouts are extremely quick and arrive within 1 – 2 days. You can expect to earn at a rate of $10 per hour if you get good surveys.

Each survey pays as much as $2.50 and on average they take about 15 minutes to complete.

And just for signing up as a new user, you get a 100-point bonus. Reach the minimum payout and receive a gift card of your choice.

All gift cards are delivered electronically. This is one of my favorite highest-paying apps.

Quick Summary:

• One of the best highest-paying apps
• 100-point registration bonus
• Payout within 1 – 2 days
• Can earn at $10/hour with good surveys

Try Branded Surveys Free

4. LifePoints

If you’re looking to earn more money for taking surveys, LifePoints is another great app.

Although you’re more likely to earn a higher amount on other surveys on this list, LifePoints can be great for short surveys with high rates.

On average, I can usually earn at a rate of $8 – $10 per hour. Most surveys will take you anywhere between 5 – 20 minutes to complete.

Users even receive a 10-point bonus when they sign up and confirm their email.

The surveys you receive will be decided by your demographics and interests.

My favorite part about LifePoints is that they also occasionally have drawings for cool prizes such as tablets, TVs and other electronics.

Quick Summary:

• High-paying survey app
• 10-point welcome bonus
• Surveys take anywhere from 5 – 20 minutes
• Drawings on occasion for free prizes
• LifePoints Review

Try LifePoints Free

5. Ibotta

Ibotta is one of the highest-paying apps on the market. Earn cash back on your grocery receipts by taking pictures of specific products at specific stores.

Receive a $10 bonus< when you sign up and scan your first receipt.

Although you’re required to match both the product and the store, with the Ibotta app you don’t have much to worry about. There are plenty of offers available and they’re always adding more.

You’ll soon find that you’ll be able to earn cash back from almost any common-name store.

The Ibotta app was originally intended to give you cash back for just groceries, but they’ve expanded. Now you can earn cash back on electronics, alcohol, dining out, shopping through other apps and much more.

Earn anywhere from $.25 to $5 in cash back per offer.

Quick Summary:

• One of the best cash back apps
• Receipt scanning app
• $10 bonus after scanning first receipt
• Cash back for shopping both online and offline
• Earn $.25 to $5 per offer from receipt
• Ibotta Review

Try Ibotta Free

6. Fetch Rewards

Fetch Rewards is another receipt scanning app.

This app has been around for a long time and pays you each time you scan a receipt with your smartphone and select the matched items that are on the receipt.

The great thing about Fetch Rewards is that it doesn’t matter where you buy your products. Just make sure they show up on your receipt.

Expect to earn anywhere between $.25 and $2 per offer. Keep in mind you can scan more than one offer per receipt to increase this amount.

Right now you get a $1.50 sign-up bonus when you use the promo code HH3MN and scan your first receipt.

Although the offers are quite limited right now, they are expanding quickly. You only need a minimum of $3 to cash out for a gift card.

Quick Summary:

• Receipt scanning app
• $1.50 registration bonus with code HH3MN
• $3 minimum to cash out
• Gift card payments
• No need to buy at specific stores
• Fetch Rewards Review

Try Fetch Rewards Free

7. Rakuten

Rakuten is another one of the best online shopping cash back apps that pays you to shop through their online portal. Rakuten give you a free $10 gift card of your choice when you sign-up for a new account.

While Rakuten doesn’t typically have as high of cash back rates as their competitor TopCashback, you’ll still find a few stores that have better offers.

The best cash back rates for this portal is usually found around the holidays.

You’ll usually find that they often promote special deals, such as double cash back, often beating out any of the other shopping portals.

What I personally love about the Rakuten app is their great referral programs. Refer one friend and receive $5.

However, refer 2 friends and get a bonus of $25, and 3 friends for a total bonus of $75.

Quick Summary:

• Cash back portal for online shopping
• $10 gift card bonus upon sign up
• Excellent referral program
• Receive payments once a quarter
• Rakuten Review

Try Rakuten Free

8. Acorns

The Acorns App is by far one of my favorites when it comes to robo-advisor apps.

This is due to their spare change feature. When you link your credit card to your Acorns account, each time you make a purchase the total is rounded-up to the nearest dollar.

The difference that was rounded-up is automatically invested in your Acorns account. This means you can invest with as little as a few cents at a time.

You get a $5 bonus for registering as a new user.

Acorns advises you based on your risk level, giving you the choice to invest anywhere from a very conservative portfolio to an extremely aggressive portfolio.

Each time you refer a friend you get a bonus of $5 up to a maximum of $100.

You can withdraw your funds to your bank account at any time.

Quick Summary:

• Robo-advisor app
• Round-up to nearest dollar feature
• $5 bonus as a new user
• $1 fee per month but free to students
• Free guidance on what to invest in
• Can send funds to bank account at any time
• Acorns Review

Try Acorns Free

9. Drop

Drop is by far one of the easiest ways to earn money on this list. Simply link your credit card or debit card to your phone and earn rewards back at specific retailers.

When you sign-up with Drop, you’re asked to pick 5 retailers in which you want to earn cash back at. Each time you make a purchase using your linked card you earn points.

These points can be exchanged for a gift card of your choosing. The best part about this app is that once you set it up, there’s almost no work on your part other than cashing out.

You can also earn bonuses through specific offers such as a bonus of $80 for signing-up with one of their partnered credit cards.

Use promo code frugal4less to earn a $1 bonus when you link your credit/debit card.

Quick Summary:

• Extra cash back on credit/debit card purchases
• Select up to 5 retailers to earn cash back
• Cash out for gift cards
• $1 registration bouns
• Drop Review

Try Drop Free

10. Pinecone Research

Pinecone Research is a survey app that always pays the same amount per survey.

They pay at a flat rate of $3 per survey and typically take anywhere from 10 – 15 minutes to complete.

Most of the surveys cater to your demographics as well as products that you frequently use. As a result, I find the surveys a bit more interesting than with most survey apps.

Unlike all the survey apps on this list, Pinecone Research will notify you once new surveys are available via email.

Cash out once you reach a minimum of $10 for gift cards, physical prizes or direct deposits to your PayPal account.

Quick Summary:

• Flat $3 per survey
• Each survey takes 15 minutes on average
• Minimum $10 to cash out
• Earn points to redeem for gift cards, prizes or PayPal cash
• Pinecone Research Review

Try Pinecone Reasearch Free

11. YouGov

YouGov is great for those who are interested in politics. Get paid to take surveys and polls regarding current events.

You get a $2 bonus for registering as a new user, and most surveys tend to be short.

YouGov acts more like a community. Once you complete a questionnaire, you instantly know how other people answered the same question.

This gives you further insight as to what the general public thinks when it comes to political issues.

The minimum payment threshold is set at $5, and I can usually reach this amount quite quickly. The $2 welcome bonus definitely helps with this.

The only downside with this money making app is that sometimes it can take weeks before you receive your payments.

YouGov has a great referral program. Each time you refer a friend, you both receive a $2 bonus.

Quick Summary:

• Surveys on current events
• Great community
• Can see answers of other members
• $2 registration bonus
• Refer friends for more money
• YouGov Review

Try YouGov Free

12. PointClub

PointClub is one of my favorite survey apps for multiple reasons. To start off, they immediately give you a $5 bonus for signing-up as a new user.

Not only that, but out of all of the money making apps on this list, I find that they tend to have some of the best hourly rates when it comes to taking surveys.

They also have a bonus program. For ever 5 days that you log-in consecutively, you get a 10% bonus of all of your survey earnings. You can keep increasing this amount until you reach a maximum bonus of 100%.

However, if you forget to log-in for one day, your bonus will reset back to zero.

With the bonus applied, I usually earn at a rate of $10 – $15 per hour with the high-paying surveys. The surveys are also very easy to complete, and are typically more enjoyable than other survey apps on this list.

Unfortunately, this one is only available for Android users.

If you still want to give PointClub a try without an Android phone, you can always take surveys using their desktop version.

You need a minimum of $25 in your account to cash out for either gift cards or direct deposits to your PayPal account.

Quick Summary:

• Fun and quick surveys
• Tiered points program
• $5 welcome bouns
• Minimum $25 to cash out
• Redeem points for PayPal cash or gift cards
• PointClub Review

Try PointClub Free

13. TopCashback

TopCashback is by far one of my favorite shopping portals. They typically give you the best cash back rates compared to any other portal out there.

Not only that, but you get a $10 bonus for registering as a new user and an additional $10 when you refer a friend.

They also frequently have specials in which they increase their cash back amounts. This often occurs during the holidays or during special occasions.

My favorite part about TopCashBack is that when you choose to redeem for gift cards instead of PayPal you get a 3% bonus added to your total withdrawal amount.

Quick Summary:

• Frequently has highest cash back rates
• $10 bonus as a new user
• Often increase cash back rates during holidays
• Redeem for PayPal for a 3% bonus
• Cash Back Portal Reviews

Try TopCashback Free

14. MySoapBox

If you’re looking for a mobile app with high-paying surveys, then you can’t go wrong with MySoapBox. They don’t bother with lower-paying surveys as they know their users won’t be interested in them.

The only downside is that there aren’t many surveys available.

Since they don’t offer that many surveys, I highly suggest signing-up for their email notifications. Your first time cashing out you need a minimum balance of $25.

The $2 sign-up bonus definitely helps in reaching this amount a bit more quickly. After you cash out for the first time, you only need a minimum of $1.

What I’ve noticed is that with MySoapBox the surveys are typically longer due to their high payout rate. While it may seem like a downside, it’s a great way to prevent burnout.

In other words, there’s no need to be constantly searching for new surveys.

Each time you refer a friend using your referral link, you get a $1 bonus and your friend receives $2.

Quick Summary:

• High-paying surveys
• Not many surveys available
• Minimum of $25 to cash out the first time
• After first time, only $1 to cash out
• $2 sign-up bonus
• MySoapBox Review

Try MySoapBox Free

15. BeFrugal

BeFrugal is on par with TopCashback in terms of cash back rates. In fact, if you’re looking for the highest overall return, we recommend going with one of these two.

When you sign-up for BeFrugal, you get a $10 bonus and an additional $15 bonus when you refer a friend.

Like any other portal on this list, you’ll find that the best deals usually occur around the holidays season.

Similar to TopCashback, BeFrugal also gives you a 3% bonus when you choose to redeem for Amazon gift cards instead of PayPal.

What I usually do before making any purchase online is quickly check on Rakuten, TopCashback and BeFrugal in that order. From there, I use the shopping portal that has the highest rate.

I know that I can also rely on these 3 portals since they’ve always paid me the correct amount and on-time.

Quick Summary:

• Not as high rates as TopCashback
• Redeem for gift cards or PayPal cash
• Special deals around the holidays
• BeFrugal Review

Try BeFrugal Free

16. InboxDollars

InboxDollars is a another money making app that pays you for playing games, taking surveys, watching videos, referring friends and more.

The great thing about InboxDollars is that they give you a $5 sign-up bonus for joining and confirming your email.

Not only that, but this is one of the few small apps that pays you to read emails. All you have to do is open them and skim through them. Take a few seconds of your day to earn a bit of extra money.

They also give you a 10% bonus on all referrals for life. The $5 sign-up bonus is definitely a great way to convince your friends to sign-up.

Quick Summary:

• Earn cash to play games, watch videos and other tasks
• $5 sign-up bonus
• 10% bonus on referrals for life
• Can earn money reading emails
• InboxDollars Review

Try InboxDollars Free

17. Robinhood

Robinhood is one of the most popular investment apps on the market. It’s great for those who are beginner investors and looking to make money on the stock market.

Its great easy-to-use interface makes it quite addictive. For this matter, be careful as you may end up day trading without you realizing it.

For me personally, I focus all of my attention on low-cost ETFs. These are highly diversified and give me a great balance and covers most of the entire stock market without risking volatility.

The best part about Robinhood is their commission structure. You get unlimited free trades on everything. That includes options, ETFs, stocks and mutual funds.

Sign up as a new user and earn a fractional share of a free stock as a bonus.

Quick Summary:

• Commission-free investment app
• Fractional share as a registration bonus
• Easy-to-use interface
• Excellent for beginning investors
• Can be quite addictive due to interface

Try Robinhood Free

18. Toluna Opinions

Toluna Opinions is great for those who want cash fast.

All payouts are made immediately after you request them. You need a minimum of $20 in your account to cash out for either direct deposits to PayPal or for gift cards.

You also get a $2 bonus as a new user.

The surveys are a bit higher-paying with Toluna, which is great since you don’t have to weed out the lower-paying ones.

Expect to earn anywhere from $1 – $5 per survey, and each one taking roughly 5 – 20 minutes each.

Read our Toluna review for more details.

Try Toluna Free

19. GigWalk

GigWalk pays you to complete local tasks in your area.

The tasks you complete usually include taking surveys, taking a photo, checking prices or some other sort of mystery shopping tasks.

The earnings potential for GigWalk is quite high in which you can get paid up to $20 per task. However, in exchange most tasks tend to take a bit longer.

I personally prefer this since I can focus on one task at a time.

There’s no registration bonus with this money making app, but it’s definitely worth it. It gets you out of the house and it tends to pay quite well.

For those living in smaller cities, it’s going to be a bit difficult to find many gigs, but I suggest at least trying.

Try GigWalk Free

20. Uber

With the Uber app, you can earn cash by picking up people and delivering to their destination – just like a taxi would.

The majority of Uber app drivers use this platform as a side hustle to earn some extra cash on their own schedule. Some make it their full-time job.

The amount you earn depends on the location. For example, if you’re in a small city, it won’t be as profitable as in larger cities such as New York.

This is one of the best money making apps for full-time work or to work on your own hours. Some Uber drivers report as making up to $6,000 per month after tips and fees.

However, keep in mind that they’re usually working long hours to earn this amount. Drivers that work during peak hours tend to make more money.

If you’re looking to earn even more time, you can also sign up for Uber Eats and deliver food to homes for instant paymentsand work on your own schedule.

Try Uber Free

21. Nielsen Consumer & Mobile Panel

Nielsen Computer & Mobile Panel comes at a close third on our passive income apps list. Although the payout isn’t as high, you can install the app on multiple devices; doubling, tripling or even quadrupling your income.

The amount of devices you can install the app on depends on your location. They accept a specific number of devices from any given area.

For every device you have, expect to earn up to $50/year in passive income. You can also install the app on desktop devices, but keep in mind that you won’t earn money this way.

If you decide to go the desktop route, you’ll be entered in monthly drawings to earn up to $1,000 at a time.

It’s difficult to determine exactly when you’ll be able to cash out.. From my personal experience they pay about once or twice a month.

Earn points that can be exchanged for both cash rewards and gift cards. Be sure to check out our full review.

Try Nielsen Panel Free

22. MobileXpression

Apps like MobileXpression gives you a $5 Amazon gift card within your first few weeks of signing-up as a new member. In total, expect to only earn around $20 per year with this free app.

While it’s not much, you literally don’t have to do anything except leave it running in the background on your phone.

I haven’t noticed any slowdown on my phone on this app. Aside from earning cash rewards, you’ll also be awarded tokens that can be used to enter cash drawings.

The one downside about MobileXpression is that they require you to install a VPN to your phone.

Keep in mind that certain cash rewards apps may suspend you if they find out if you’re using a VPN.

Try MobileXpression Free

23. EarnHoney

When it comes to video watching apps, EarnHoney reigns at the top of the list.

They’ve continuously increased in popularity due to the fact that you can make $90/month or more.

The best part? It’s completely passive, meaning you can just let the phone run and let videos play endlessly.

Even though this is the case, I suggest checking-up on the app once in a while to make sure it hasn’t frozen. This will happen if you leave the app running for days at a time.

EarnHoney gets even better. When you refer a friend, you get 10% of all of their earnings. This is a great way for you and your friends to earn some extra cash.

Try EarnHoney Free

24. TaskRabbit

TaskRabbit merely serves as a tool to help you find work in your area. Help others complete tasks such as delivering groceries, building furniture from IKEA, waiting in line and more.

Keep in mind that all those who wish to work as task workers must complete a background check.

The amount you earn per task depends on how much the person who’s looking for help is willing to pay. TaskRabbit is available in 19 major cities across the US.

In order to start really making money on TaskRabbit, it’s important to get positive reviews. This way you can turn it into a lucrative side hustle with some earning up to thousands per month.

Keep in mind that payments aren’t issued through the app until tasks are 100% completed as agreed upon by both the client and worker.

Try TaskRabbit Free

25. Qmee

Want to get paid to surf the we? No matter what search engine you use – google, yahoo, or Amazon – Qmee pays you based on what you search for.

Qmee has partnered with thousands of retailers across the web. Each time you make a search query, they check to see if one of their retail partners has an ad related to what your searching for.

If there’s a match, ad appears and you get paid to click on it.

What’s great about Qmee is that you always know how much you’re getting paid each time you click on an ad at anywhere from $.03 to $.07 cents per click.

Qmee now offers surveys for extra cash, and you get $1 each time you refer a friend.

Try Qmee Free

26. Honey

Honey is a browser extension that helps you search for coupon codes automatically.

When you go to checkout at any retailer, Honey searches through a wide database of coupon codes and checks if you can receive a discount on your purchases.

If one of these codes matches with your purchase, the code is automatically applied. Expect to get one or two promotional discounts when you have this free app turned on.

In fact, I’ve been able to save an average of 3 – 5% on all of my purchases thanks to Honey and the coupon codes they provide.

Try Honey Free

27. Ipsos i-Say

What I love about Ipsos is that they always tell you how long surveys are going to take. Furthermore, most of their surveys are actually much shorter than they say.

I can make roughly $8 – $10 per hour with Ipsos as long as I stick to higher-paying surveys.

Each time you take a survey you’re also automatically entered in a prize drawing. Win cool prizes such as an MP3 player, gift cards and more.

Ipsos also rewards you for taking a lot of surveys. For example, when you take your first 5 surveys you’re automatically given 5 points.

The more surveys you take, the higher up their rewards ladder you’ll move. Earn points that can be redeemed for a gift card of your choosing.

Try Ipsos i-Say Free

28. Panda Research

Panda Research starts off great with a $3 sign-up bonus.

Not only can you earn rewards taking surveys with Panda Research, but you can also earn money for completing other tasks such as reading emails and clipping coupons.

The great thing about Panda Research is that they pay you automatically on the 1st and the 15th of every month provided that you have the minimum balance in your account.

Don’t like taking surveys? Stick to reading emails. All you’re required to do is to open them and you get paid.

Try Panda Research Free

29. Fiverr

Unlike most of the other best money making apps on this list, Fiverr is a marketplace that allows you to promote your skills as services and receive money in return from clients.

In short, you’re basically becoming a freelancer but through an organized platform.

The reason they call it Fiverr is because you earn a minimum of $5 per gig (or skill) that you promote. You can set up gigs in writing, SEO, graphic design, copywriting and much more.

When you create an account, just make sure to fill out your profile in detail. This should outline your expertise, any certifications and why you are qualified.

After your profile is complete, create gigs that buyers can search for. You can set up as many gigs as you want. Keep in mind that you won’t be paid until after you complete the task that you give to your client.

Make sure to provide an excellent service so that clients leave you 5-star reviews. If you become a top-rated seller, you appear higher in search results for certain gigs and will thus generate more sales and money.

Try Fiverr Free

30. Google Opinion Rewards

The Google Opinion Rewards app pays you to complete surveys in exchange for rewards or payments to PayPal.

Most of the surveys that you complete include polls, reviews for hotels and surveys on product satisfaction.

Keep in mind that in order for Opinion Rewards to work, it must be able to access your location. This is due to the fact that some of the surveys are based on a local area that you may have visited.

In short, the Google app has very quick surveys, but very limited earnings potential. That’s why we put them last on our list of best money making apps.

Rewards are typically given in the form of credit in the Google Play Store.

Try Opinion Rewards Free

31. Capital One Shopping

The Capital One Shopping app (formerly known as Paribus) keeps track of all of the purchases you made in the past year and gives you a refund if that item decreased in price.

Capital One Shopping calculates the difference and gives you a refund directly from the store. They’re able to due this due to the terms on their credit card policy.

Once the app detects a price adjustment, refunds are typically processed in around 3-7 business days. You’ll always be refunded to your original payment method.

For example, if you paid with a debit card, Capital One Shopping will give you a refund on your debit card.

The great thing about the Capital One Shopping app is that once you’re setup, they do all of the work for you – it’s a 100% automatic way to save money!

Try Capital One Shopping Free

32. Sweatcoin

Want to get paid to get fit? Now you can with the Sweatcoin app.

Each time you walk, Sweatcoin pays you a certain amount of points that can be exchanged for physical prizes such as iPhone chargers and sunglasses.

Keep in mind that you must turn on your location in order for Sweatcoin to determine whether you’re moving or not. Refer a friend an earn a bonus of 5 Sweatcoins.

I don’t have a lot of personal experience with this app since it’s fairly recent. However, I’ve heard some pretty good reviews, especially since it’s incredibly easy to use.

Try Sweatcoin Free

What Should I Look For In The Best Money Making Apps?

Here’s a short list of things I always look for before signing up for any sort of money making app:

• How do they pay? Most money making apps have a wide variety of payment methods. However, I’ve run into a few that only have one form of payment. For example, some apps only pay in physical products and don’t give out any sort of cash awards. If they give away rewards that you’re never going to use, you should probably turn away and look for an app that’s more worth your time.
• When do they pay? Most apps typically pay within a couple of weeks or less. However, there are some that only pay once a month. Depending on how patient you are, this might or might not be an issue.
• How much do they pay? How much you can potentially earn is probably the most important single factor when looking at the best money making apps. Keep in mind that you may need to try an app for a while before you can calculate any sort of hourly rate.
• Free registration? In most cases, you should never have to pay to use a money app. If at any time you run across an app that asks for your payment information, it’s most likely a scam. All of the apps on this list are 100 percent free.
• Can you refer friends? Some of the easiest ways to earn extra cash with apps is by making a quick post to Facebook or Twitter with your referral link

Are These Apps Legit?

All of the money making apps listed here are 100% legit and completely free to use.

In fact, if you ever come across a money making app that asks for your credit card information without good reason and reviews, they are most likely a scam.

After hours of personal testing, we can confirm that all of the apps on this list have paid out the correct amount and on-time. If at any time you don’t receive your payment, contact the customer support team.

All of the apps on this list have excellent support and should be able to help you with your needs.

The reason we didn’t include more money making apps on this list is because they failed to meet the requirements mentioned in the above sentences.

Apps That Aren’t Worth Your Time

These apps pay so little that they aren’t worth your time.

• ReceiptPal – Another receipt scanning app. The payouts are so low that you typically only earn cents for every receipt you scan.
• QuickThoughts – Survey app that’s completely legit. However, the payouts are extremely low and there typically aren’t many surveys available.
• Seashells – Cash back app that no longer exists.
• Perk TV – Small task app that no longer exists.
• AppMan – Get paid to download apps. The problem with these type of apps is that they typically have only a limited amount of apps you can download. If you’re lucky, you can cash out one time.
• WowApp – Earn rewards for messaging others through this app. The payouts are extremely low and everyone is using other apps for messaging.
• Vindale Research – Survey app that’s been shut down.
• CashCrate – Small task site that’s been shut down.

How Are These Apps Able to Pay You?

The reason the money making apps on this list are able to pay you is because they receive a payment in exchange for the service that you provide.

Think of them as a middleman. Instead of you working directly with the company that’s seeking some sort of information on a product or service, these apps receive a commission for bringing the challenges directly to you.

For example, let’s take a look at survey apps.

Companies want to receive honest feedback about their products and services from consumers. However, it would be extremely costly and difficult for them to reach out to a large amount of people.

Therefore, they rely on the apps to conduct market research for them.

What Are The Ways to Earn Money On These Apps?

Here’s a quick list of ways we’ve mentioned that you can earn some extra cash by using these apps.

1. Play games – You usually won’t earn a high amount to play games, but it’s one of the best ways to pass time while making money.
2. Watch videos – Sometimes this can be considered “passive” income since you aren’t doing anything except sitting there watching TV.
3. Driving – For those who are looking for a serious way to earn money, apps such as Uber can be a great side hustle and also a full-time living.
4. Cash back – These apps pay you a percentage back on your purchase price or offer you a refund such as Capital One Shopping.
5. Surveys – Receive money through taking surveys and sharing your opinion.
6. Exercise – Money making apps like Sweatcoin pay you to excercise. There aren’t many other fitness apps like this one.

What Are the Best Apps For The Most Money?

The #1 ranking factor for the best money making apps listed above is their payout rate. However, other ranking factors may come into play such as registration bonus, payment methods and ease-of-use.

If you’re looking specifically for the highest-paying apps, we recommend Swagbucks or Survey Junkie specifically.

If you try out an app and you’re making under $5 per hour, we suggest ditching it and moving on to another one on this list. Otherwise, it’s not going to be worth your time.

Most of the apps here are available in both the Google Play Store and the iOS App Store.

Final Thoughts

Not all money apps are created equal – this is especially true when it comes to the ones that can make you money.

We highly suggest going through each of these apps individually to see which ones work best for you. After all, there may be some that pay more based on your interests and demographics.

If you’re looking for even more money making apps, check out this eBook that gives you a list of 101 apps to make money.

In any case, these apps will definitely help you earn money will on the go or in your spare time. While they may not make you rich, they do make a great side hustle or to quickly add extra money to your bank account.

Be sure to check this list often as we’ll be continuously testing and adding in other money making apps.

The post 32 Best Money Making Apps To Earn Extra Money appeared first on Frugal For Less.

We know that finding free Xbox gift cards can be a difficult task. There are plenty of sites offering free Xbox codes or free code generators, but most of them don’t work.

Trust us – we’ve been through the same process. We know it can be a mind-numbing task to find places that offer legit gift cards.

That’s why we’ve tested over 72 ways to get free gift cards to Xbox and narrowed it down to the top 10.

17 Best Ways To Get Free Xbox Gift Cards

Below you’ll find a list of 10 ways to get free Xbox codes. For each item, you’ll learn how it works and how much free money you can earn toward your Xbox gift card.

1. Survey Junkie

Survey Junkie is one of the most popular paid survey sites websites on the web.

Earn up to $50 per activity by simply sharing your opinion on different products and services.

While Survey Junkie doesn’t offer free Xbox cards directly, you can easily cash out for PayPal cash and then use the money buy Xbox gift card codes. We had to mention it on our list due to the high payout it offers.

Let’s get into how it works.

Registration With Survey Junkie

Registration is a simple process that only requires an email address to sign up. You must be over the age of 13 and be a resident in the US, Canada or the UK.

You even get a 25 point signup bonus when you join as a new member.

Each time you complete a paid survey, you earn points that can be exchanged for real cash prizes.

The great thing about this service is that even if you don’t qualify for a survey, you still get paid. This is unlike most survey sites that tell you that you don’t qualify halfway through a survey and pay you nothing.

The amount you earn per activity varies. This is why we suggest to only stick to the high-paying surveys, as the lower-paying surveys just aren’t worth your time.

With this method, I find that I can earn at a rate of around $10 – $17 per hour depending on the day.

Why Is Survey Junkie So Popular?

The reason is quite simple: their high payout rate.

You’re unlikely to find another rewards site that’s so generous to its users for such a simple and small task. That’s why we rank this company #1 on our list.

Cash Out Options

As mentioned above, there’s no direct cash out method for free Xbox gift cards. However, you can request direct payments to your PayPal account and use that cash to buy an Xbox gift card code.

You can also use your points to cash out for free Target or free Amazon gift cards.

Try Survey Junkie Free

2. Swagbucks

Swagbucks is an extremely popular app and website, and it’s easy to see why.

Millions of members get paid to complete various tasks and offers:

• Take surveys
• Watch videos
• Try new apps
• Discover stuff online
• Online shop
• More

It probably looks too good to be true but all these opportunities are 100% legit.

Swagbucks has paid out over $400 million dollars in cash to their members.

Here’s how it works.

Registration with Swagbucks

First, join Swagbucks for free.

You earn a free $5 bonus upon signing up with our link.

Once you’re signed up, you will access to the Swagbucks offers right away.

Go through the site easily picking out the tasks you want to complete.

You earn rewards by completing these tasks in the form of Swagbucks (SB).

The amount of SB you earn per task varies depending on how long it is and a few other factors.

Each SB is worth about $0.01.

Why Swagbucks is So Popular?

It’s one of few opportunities to make money on your time.

Pick when you want to work, where you want to work and you can do it all online.

No work uniform, no commute, work independently and control how much you make.

Swagbucks Cash Out Options

You can redeem SB for free Xbox gift card codes, free Visa gift cards and many other options in increments of $10, $15 and $25.

You can also earn a three month Xbox Live Gold Membership for 2,500 SB or a 12 month membership for 5,000 SB.

Still confused?

3. LifePoints

LifePoints is company that rewards users who take surveys and complete small tasks.

They are a huge company with over 5 million members and surveys offered in 26 languages.

As a LifePoints panelist, you answer questions and complete tasks, earning points for your efforts.

Then you can redeem your points for cash prizes.

How Can You Earn with LifePoints?

There are three ways to earn:

• Surveys
• Tracking consumer behavior
• Product testing

Try LifePoints Free

4. Vindale Research

Vindale is a survey company that offers you a free $1 signup bonus when you join.

Upon signup you will have full access to the Vindale platform where you can take an unlimited number of surveys.

You actually make money in the form of PayPal cash but once you have the cash in your PayPal account, you can that money to buy Xbox gift cards.

Vindale pays out twice a month and you have to request payout in order to be paid.

So, make sure you keep an eye on your balance and request a payout for the next pay date as soon as you hit the minimum threshold, which is $50.

Other Ways to Earn?

Another way to boost your Vindale balance is from their referral program.

You can earn a cool $5 per referral.

This goes straight to your balance and helps you reach payout even faster.

Try Vindale Research Free

5. PointClub

PointClub is a popular survey website with a solid reputation.

Users complete surveys for market research, so they simply give honest answers and opinions.

You know how many points a survey is worth before you take it.

You’ll also see an estimate for how long it’ll take to complete it.

This makes it easy to choose surveys that suit you.

How Much Can You Earn?

You’re able to earn around 200 to 2,000 points per survey.

There are dozens of surveys available at any given time, so racking up points is easy.

You’ll receive 6,000 points as a new user once you register and complete your first survey.

PointClub also uses a 10-level bonus system that pays you when you log into the site for several consecutive days in a row.

This system gives you anywhere from a 10% to 100% bonus per survey.

PointClub Redemption Options

• $25 free Xbox Live gift card codes are available for 25,000 points
• $50 free Xbox Live gift card codes are available for 50,000 points

These may seem like high goals, but the bonus system just for logging in makes them easier to reach.

Try PointClub Free

6. InboxDollars

InboxDollars is a get paid to (GPT) app and website that’s a lot like Swagbucks.

Since 2000, InboxDollars has paid over $50 million in prizes to users.

It’s definitely one of the most popular survey and small task websites.

Signing up and using the site is completely free, too.

How it Works

Each survey and task is worth a set amount of money.

For example, surveys may pay between $0.25 to $1.25.

Paid tasks include opening e-mails, taking polls, referring new members, watching videos, signing up for trial offers, using the InboxDollars search engine, and so much more.

You even receive $5.00 just for signing up, and you earn 10% of each referral’s earnings.

InboxDollars Redemption Options

Once you’ve earned at least $30, you can request payment through the InboxDollars website or app.

They offer free Xbox gift card codes if you’ve met the $30 minimum.

Try InboxDollars Free

7. Ipsos i-Say

Ipsos i-Say started as a market research firm in 1975, and they continue their research via online surveys.

The company’s website pays users to take surveys about their opinions on products, brands, and more.

Surveys vary in length, and pay is based on length.

Users receive e-mail invitations for surveys, and the average user gets eight invitations per month.

Each survey you take is worth a set amount of i-Say Points.

The average survey is worth about 45 to 90 i-Say Points.

Some are worth 100 to 200 points, but this isn’t common.

You also earn bonus i-Say Points by completing paid surveys.

Five surveys earn you 25 i-Say Points, 10 surveys earn you 50 points, and so on.

This loyalty bonus system goes up to 600 i-Say points by completing 200 surveys.

Ipsos i-Say Redemption Options

A $10 Xbox Live digital gift code is available for 1,000 points.

100 points are equal to $1, so it shouldn’t take to long to earn 1,000 points.

Try Ipsos i-Say Free

8. PrizeRebel

PrizeRebel is a survey website with a very positive history.

Since 2007, the site has paid over $16 million in gifts.

There are more than 8 million PrizeRebel users, but there are plenty of paid surveys for everyone.

You can also earn rewards by watching videos and completing special offers.

How Does PrizeRebel Payment Work

Each PrizeRebel survey is worth a set amount of points.

I logged into my account, and the featured surveys pay 61 to 266 points.

These paid surveys range from 10 minutes to 106 minutes in length.

The average length of current surveys is about 10 to 30 minutes.

When you refer new users, you earn 20% of their earnings.

PrizeRebel Cash Out Options

You can earn a $10 Xbox gift card code for 1,000 points, a $15 Xbox gift code for 1,500 points, and a $25 Xbox gift card for 2,500 points.

Read Our PrizeRebel Review

9. CashPirate

CashPirate is known for being a fun and unique smartphone app.

Users primarily earn money by playing smartphone games and downloading game apps.

How It Works

Taking surveys, watching videos, and other quick tasks are secondary money makers.

CashPirate has a great reputation with a 4.5-star Google Play rating based on over 112,000 reviews.

Each game or task is worth points called Pirate Coins.

For example, simply downloading a game app and starting it may be worth 50 Pirate Coins.

Downloading game apps and interacting with them can be worth 300 Pirate Coins or more.

You receive 500 free Pirate Coins if you sign up using a referral code – ours is XZQBIU.

For every person you refer, you’ll receive a percentage of their earnings.

CashPirate Cash Out Options

CashPirate does not publicly disclose their gift code and gift card options.

However, many reviews say that there are plenty of options available.

You need a minimum balance of 2,500 Pirate Coins to request payment.

Depending on the prize you choose, you may need more Pirate Coins.

10. FeaturePoints

FeaturePoints is a GPT app and website, but it’s a bit different than the others.

Users can earn money downloading apps and trying them out.

You only need to use the app for two minutes to get paid.

You can delete them when you’re done, and there’s no limit to how many apps you can download.

FeaturePoints also pays users to complete surveys and cash back offers.

Each task you complete is worth a different amount of points.

Users report earning anywhere from 20 points to over 150 for downloading apps.

Reviews also state that some surveys are worth around 200 points, but lengthier ones may pay 4,000 points or more.

You also earn 50% of the earnings from every person you refer to FeaturePoints.

FeaturePoints Cash Out Options

FeaturePoints offers a $10 Xbox gift card for 6,000 points.

Read Our FeaturePoints Review

11. AppNana

AppNana is a smartphone app that pays you to download and use game apps.

One unique feature about AppNana is that you get free access to game apps that would otherwise cost money.

You earn points called Nanas every time you download a game app and use it.

You can watch videos for a few extra points, too.

The number of Nanas you earn varies with each app you download and use.

The AppNana website displays examples 2,250 to 3,300 Nanas.

User reviews say app downloads pay anywhere from 1,000 to 6,000 Nanas.

The number of Nanas depends on how much you have to interact with each app.

AppNana Cash Out Options

AppNana offers $10 Xbox gift cards for 160,000 Nanas, $15 for 210,000, and a three month subscription for 330,000 Nanas.

12. FreeMyApps

FreeMyApps is one more app that pays you to download and interact with other apps.

Some apps only require 30 seconds of interaction, but others have more in-depth requirements.

The payment amount and requirements are displayed before you download an app, so you can choose ones that suit you.

Each app you download and use is worth a certain number of credits.

FreeMyApps screenshots and user reviews show earnings ranging from 20 credits to over 300 credits per app.

You can also earn credits when you refer new users to FreeMyApps.

FreeMyApps Cash Out Options

Recent reviews say FreeMyApps offer $15 Xbox Live gift cards, but this isn’t officially listed online.

User reviews also frequently say that 1,500 is worth $5.

Read Our FreeMyApps Review

13. VeryDice

Wait, get paid to roll the dice on your phone?

That’s how VeryDice works.

You roll the dice and if you hit a jackpot you can earn even more money.

It’s definitely a fun and simple way to spend your time.

How it Works?

Earn points the the tasks you complete.

Exchange those points for gift vouchers or Amazon products.

There’s also a refer-a-friend program that lets you earn even more by referring your loved ones.

Sound interesting?

Read our full VeryDice review for more information.

14. MyPoints

This GPT (get paid to) site has been in existence for over 20 years.

You make money when you take surveys and other tasks.

You will love MyPoints because they offer various methods for payout:

• Cash payment
• Digital gift card
• Physical gift card

They have a great referral program which is a cool way to earn even more.

Just refer your family and friends with your unique referral link and if they sign up through your link, you earn your reward, which is 25 points.

You also earn 10% of their earnings for life.

Perform small tasks, earn points, then redeem your points for your Xbox gift card code or your choice of other prizes from 75 different retailers.

Check out our MyPoints review to start earning points.

15. Survey Savvy

This survey company pays you to take surveys.

It doesn’t offer small task work like some of the others on the list.

Just straight surveys and they pay you straight to your Survey Savvy account.

You can cash out when you reach as little as $1 in your balance and they pay you by mailing a check.

Other Ways to Earn

You can make extra money through Survey Savvy with their referral program.

You have the opportunity to earn a portion of your referrals earnings and then a portion of your referrals referrals’ earnings.

16. Idle Empire

Earn free Xbox gift card codes by answering paid online surveys, playing games, or watch videos.

They also offer other rewards such as vouchers to:

• iTunes
• Bitcoin
• Amazon
• Plus, 250 other rewards

How It Works?

First, register online for free.

Then, start doing some of the tasks above to start earning points.

Idle Empire delivers your prizes within 24 hours.

Quick Stats About Idle Empire

• They have 500,000 members
• They’ve paid out $1.2 million dollars
• They offer 250+ rewards
• 3.4 million surveys have been answered

Learn more about Idle Empire and signup to start earning points.

17. Playtest Cloud

Last on the list is the company Playtest Cloud.

They pay you to test video games.

It’s as fun as it sounds and kids can play too.

It’s called remote playtesting and it’s a fun way to get paid doing something enjoyable.

The tests are quick, payout is good and you can use the money to earn a free Xbox gift card code.

Quick Facts About Playtest Cloud

• Payment is via PayPal (you can use the free PayPal cash to buy a Xbox gift card code)
• Tests are about 30 minutes long
• Earnings are $7 to $9 per 30-minute test
• Your screen is recorded
• Payout is quick, usually no longer than a few days after the test is completed

How It Works

Apply to become a tester and if eligible, you’ll be invited to take a qualification test.

The test is unpaid but it does teach you how to playtest.

When you qualify, you can start earning points and you’ll receive invitations to complete playtests.

You can playtest on multiple devices, include Android and Apple iPhone devices (smartphone and tablet).

Testers review a variety of apps from many developers so you will never get bored.

While they can’t guarantee how many playtests you will receive, they send out 100,000 invitations per month so you’ll get the chance to do a at least one playtest per month.

Redeem points for PayPal cash to get your hands on free Xbox gift cards.

This opportunity is a little different from others on this list but, it’s a neat way to get paid to play games.

If this interests you, see these 11+ sites and apps that pay you to play.

For a complete overview, head to our Playtest Cloud to begin the process.

How Can I Get A Discount On Xbox Game Consoles and Subscriptions?

While there aren’t any Xbox codes for their game consoles, there’s still an easy way to earn a discount on them when you use the cash back site TopCashback.

Here’s what to do in 3 simple steps.

Step 1: Register for TopCashback

Go to the TopCashback homepage and sign-up for a free account.

All you need is your email address and to create a password to get started.

Don’t forget to verify your email once you register.

Step 2: Search for Microsoft

Type in “Microsoft” in the search bar and you’ll find out that you can earnup to 7% cash back on valid Microsoft purchases.

Step 3: Cashback Now

Click on the ‘Cashback Now’ button to be redirected to the Microsoft Store Online homepage.

TopCashback will automatically install a cookie in your browser to track your purchases.

Once you make your purchase, the information will be sent to your TopCashback account to redeem for PayPal cash and other prizes.

If you don’t have a Microsoft account already you will need to make one when you make the purchase.

Keep in mind that you won’t receive 7% cash back onall purchases from the Microsoft Store online.

The amount of cash back you receive depends entirely on the category.

At the time of this writing, here’s what they give you cash back for:

• Game Consoles (such as the Xbox one console)
• Xbox Games
• Xbox Live Gold Subscriptions
• More

Unfortunately, won’t be able to earncash back when you purchase a Xbox live code or any sort of gift card.

How Can I Get A Free Xbox Gift Card?

There you go, all 10 different ways to score free Xbox gift cards or Xbox gift card codes.

Dozens of legitimate websites and apps offer free gift cards.

You can have your pick of tons of different freebies, cash, PayPal money or more.

All you have to do is take paid surveys, watch videos and other small tasks like the ones described in this post.

The best part?

These are simple ways to earn free Xbox codes or a discount on your Xbox games.

If you enjoyed this post, you’ll probably enjoy the following:

• 22 Ways To Get Free Gift Cards
• 14 Ways To Earn Free Target Gift Cards
• 15+ Best Apps For Free Amazon Gift Cards

If you have any other methods of earning a free Xbox gift card, a Xbox gift card code or getting Xbox discounts on game consoles and Xbox games?

Let us know in the comments below.

The post Free Xbox Gift Cards And Codes – 17 Legit Ways To Get Them appeared first on Frugal For Less.

Passive income apps are an excellent way to make money online for doing absolutely nothing.

And the great thing is that the only time you have to spend on them is for the initial setup process.

Once that’s complete, all you have to do is leave the app installed, kick back and earn extra money without having to lift a figure.

The best part? They’re all 100% free to join.

However, it can be difficult to find the best apps that are actually legit and not a scam, and that’s why we’ve put together this article.

10 Best Passive Income Apps

Down below you’ll find a list of the 10 best passive income apps that help you earn money by doing nothing.

I’ve personally tested each of these apps so we know that they actually work.

For each of the items on this list, you’ll find out how it works, why it’s worth your time and an estimate of how much you can expect to make.

Let’s get started.

1. Nielsen Computer & Mobile Panel

• Registration Bonus: None
• Join Nielsen Computer & Mobile Panel

The Nielsen Computer & Mobile Panel makes number one on our list for a reason.

It’s a great way to earn money by just creating an account and leaving an app installed on your phone.

Although it’s not the highest-paying, they allow you to install the app on multiple devices per household.

With this in mind, you can easily double, triple or even quadruple your income.

The Nielsen Consumer Panel pays you to collect data about your phone.

This typically includes information such as what browser you use and many messages you send on a daily basis.

Nielsen Consumer Panel is available for desktop, tablet, and mobile devices.

However, what you earn depends on the type of device.

For those who download the Nielsen software on their desktop, you only earn free entries into monthly sweepstakes in which you can earn up to $1,000.

For this reason, we suggest first installing the app on either a tablet or mobile device since they actually pay you a certain amount of money per month.

It’s difficult to determine exactly when you earn with Nielsen Consumer Panel, but expect to earn cash once or twice a month.

The longer you leave the mobile app installed, the more bonuses you receive.

Still want more information? Check out our full review here.

2. MobileXpression

• Registration Bonus: $5
• Join MobileXpression

In order to sign-up for MobileXpression you must do so from your mobile device.

After signing-up they give you a $5 Amazon gift card for free within just weeks for becoming a new member.

However, expect to only earn an extra $15 per year on top of that running this app.

While the amount isn’t much, we’ve still found it worth it to run the app since it’s such an easy app to install.

Aside from earning cash passively, you’ll also be given tokens that can be used to participate in their sweepstakes drawings.

Although they’re difficult to win, you might as well try since it’s free.

Keep in mind that MobileXpression requires you install a VPN on your device.

If you’re running a rewards program that doesn’t permit the use of VPNs, just be aware that you may possibly have some conflict.

I’ve personally left my MobileXpression app left running on my phone for years. I check back every few months and cash out for free money – easy money.

If you’re looking for more detailed information, be sure to read our MobileXpression review.

3. Smart App

• Registration Bonus: $5
• Join Smart App

The Smart App (previously known as Smart Panel) starts off great by giving you a $5 bonus when you register as a new user.

Available for iOS, Android and Windows devices, Smart Panel collects data regarding how long you use your phone and what apps you have installed.

They use this information to then help improve the internet.

In order to determine your eligibility with the Smart Panel platform, you must first take a short survey. As long as you answer that you have some sort of smart device, you shouldn’t have any problems qualifying.

The longer you leave the mobile app on your phone, the higher your bonuses you’ll earn. If you leave the app installed for one year you will earn $110 in passive income.

For two years you’ll earn $230, or a bonus of $10 for leaving the app on your phone for an extra per year.

On average, users of the app report a 1% – 5% deduction in battery life with negligible impact on performance. Expect the app to use about 2 MB – 5 MB per month in data, a very small amount.

You need to wait a minimum of 30 days to cash out for free gift cards.

Read our full Smart Panel Review

4. Fundrise

• Registration Bonus: None
• Join Fundrise

Looking for a way to make money from real estate and earn passive income from it? Fundrise is the investment app to meet your needs.

This real estate crowdfunding platform allows you to invest in a diversified portfolio in private properties.

Fundrise strictly follows what is called a “value investing” model in which they attain assets for much less than what their actual value is.

Not only that, but their portfolio is specifically built to withstand times of economic distress (which is great for those who are worried about the markets during COVID-19).

From 2014 to 2019, they’ve had an annualized return of anywhere between 9% and 12% – it’s difficult to find these returns anywhere.

Their studies also show that they outperform more common investments such as public real estate or public bonds.

The best part?

You can even personally look at that properties they’re investing in and judge for yourself whether they’re making a good decision or not.

Fundrise can be a great choice for those looking to diversify their ways to earn passive income and want to get into real estate without spending lots of money to do so.

Join with our referral link and you get 3 months of advisory for $0. It’s definitely one of the best passive income apps on this list.

If you want to invest money with Fundrise, connect your bank account deposit the amount that you want to invest.

5. Acorns App

• Registration Bonus: $5
• Join Acorns

Want to start investing but not sure how?

Acorns is a passive income investment app that helps you earn money by deciding where to invest your money for you based on professional financial experts.

Instead, you’re given 5 different risk levels that range from conservative to aggressive.

Typically young investors – provided that they aren’t in any substantial debt – will be suggested to take part in an aggressive investing style.

For those looking to have the mobile app do almost 100% of the investing for you, this is a great place to look since all of the investing is done automatically.

What I love about this app is the spare change option.

If you link your credit card to your Acorns account, each time you spend money the card will automatically round your purchase up to the nearest dollar.

The difference between your actual purchase price and the the amount spent on your card will be deposited into your account.

This app also requires that you pay $1 per month or .025% of your total investment amount over $5,000, exactly like the Stash app.

However, college students don’t have to pay anything for up to 4 years.

A valid edu email address in order to determine if you’re a college student.

When a friend signs-up using your referral link you get a $5 bonus and so does your friend.

If you want more information, read our Acorns review.

6. HoneyGain

• Registration Bonus: $5
• Join HoneyGain

Another app that pays you just for leaving it installed on your phone.

This app works very similarly to the Nielsen Computer and Mobile Panel. Simply leave it on in the background and earn cash.

HoneyGain pays you on the amount of internet bandwidth you use. This means that the more you use, the more you earn.

One way to earn a lot through HoneyGain is to try watching videos through the Swagbucks app. Swagbucks pays you to watch videos, and since they take up a lot of bandwidth thus increasing your income with HoneyGain.

The great thing about this app is their referral structure.

For every friend you refer, they get a $5 bonus and in exchange you earn 10% of whatever they earn for life.

This app doesn’t take up a lot of memory or processing power on your phone, so you won’t even notice it.

Not including referral income, you can expect to earn around $30 per month if you use up to 10 GB per day.

In order to start earning a passive income with HoneyGain, install the app to your phone, create an account using your name, email and a password that you create. From there, let it sit in the background on your smartphone.

Check back every few months and cash out your points.

To find out exactly how it works, read our HoneyGain review.

7. Rakuten

• Registration Bonus: $10
• Join Rakuten

Rakuten (formerly known as Ebates) is one of many cashback portals that pays you to shop online (and sometimes in-store) and is an easy way to save money fast.

Instead of going directly to the retailer’s webpage, go to Rakuten instead.

This company has partnered with over thousands of retailers across the web such as Walmart, Nordstroms and more.

On their app, you’ll find affiliate links to these retailers. When you click on one of these links and make a purchase, they earn a commission.

Instead of keeping all of this commission for themselves, they give it back to you in the form of cashback.

It’s a win-win situation.

The best part about Rakuten is that they give you a $10 welcome bonus in the form of a free gift card to Walmart and other retailers.

The other great thing about Rakuten is that they often have promo codes and discount codes that can be stacked with your cashback discount.

Rakuten is just one of many apps that pays you to shop. Since you’re already shopping online, you might as well make money for it.

Feeling lazy? You can also install their browser extension to help you out.

This is one of the better best passive income apps mentioned here, earning you extra money on shopping without the extra time.

The best way to earn with this cashback app is to only shop at stores you would normally. Some people find that the incentive for earning cashback influences them to purchase things they wouldn’t normally buy.

8. ScreenLift

• Registration Bonus: 250 points
• Join ScreenLift

If you’re looking for an app to make money from your phone with very little effort involved, ScreenLift is a great option.

It’s one of the most passive income apps out there.

ScreenLift is an app that pays you by placing an ad on your screen each time your phone is unlocked.

The only difference is the ad – no extra button clicking and no extra swiping.

You earn money whether you engage with the ad or not.

This means that if you keep swiping and unlocking your phone like you do now, you’ll still get paid.

The payout isn’t much, but it’s pretty good for essentially doing nothing.

Expect to earn about $5 per month in passive income.

We recommend saving up points for higher payouts since their value increases greatly this way.

Screenlift is just one of many lock screen apps that pays you to unlock your phone.

All you have to do is create an account and leave it on your phone to get started.

9. Sweatcoin

• Registration Bonus: 5 Sweatcoins
• Join Sweatcoin

If you really enjoy walking, Sweatcoin is the app for you.

This app literally pays you to walk.

Sweatcoins has consistently been rated number one on the app store in the US as one of the most popular money making apps.

Furthermore, people find that it convinces them to walk more and get more exercise in exchange for a little bit of extra cash.

So why isn’t this item #1 on our list?

Unfortunately, you won’t be earning very much.

Don’t expect to make a fortune, but you should be able to pay off for a couple of meals per month with it.

Not only that, but it’s free to join and you get paid for something you already do in your spare time.

You earn points in the form of Sweatcoins (SWC). You can use these points to redeem prizes such as sunglasses and iPhone charger adapters.

Each time you refer a friend you get an additional bonus of 5 SWC. An easy way to spread the word quickly is through Facebook or Twitter.

To start, create an account and leave it on your phone to make money passively.

10. Permission Research (Also Known As Opinion Square)

• Registration Bonus: None
• Join Permission Research

Permission Research (also the Opinion Square Company) is another app like MobileXpression that pays you for absolutely doing nothing.

Leave the app installed on the background on your phone. They collect information such as how many texts you send per day, what pages you browse, etc.

From there, collect an easy passive income.

And you don’t have to worry about your data. All of this information is kept completely anonymous so there’s no way anyone can link it back to you.

You won’t earn much from this app, but it is free money.

Like the other apps on this list, it doesn’t use up a lot of processing power or memory so you don’t have to worry about it dragging down your phone.

The great thing about these apps is that they can be stacked, therefore doubling or tripling your passive income.

Earn points for leaving the app installed and then exchange them for free gift cards.

11. Drop

• Registration Bonus: $1 when you link your first card
• Join Drop

Drop is another app that pays you to shop, but it works in a slightly different way.

When you first install the app, you’ll be asked to select up to 5 of your favorite retailers. This includes McDonalds, Starbucks, Nike and many more.

From there, you’ll need to link your credit card or debit card to your account.

Each time you make a purchase at one of your selected retailers using that credit card or debit card, you earn cash back.

Cash back is earned in the form of points that can be exchanged for free gift cards and other cash prizes.

There’s really no easier way to earn a passive income.

The great thing about the Drop app is that it works for both online and in-store purchases.

You can even stack Drop with Rakuten above and your credit card cash back bonus if you have one.

You get a $1 bonus when you sign-up as a new user and link your first debit or credit card.

There’s no need to worry about the safety of your credit cards. The Drop app uses advanced encryption technology to make sure your credit card information is 100% safe.

Expect to earn roughly 1% cash back on your favorite retailers.

This has to be one of the best cashback apps to make money online since it’s just so easy to bring in some extra income with it.

Still confused? Read our full Drop review for more information.

12. Dosh

• Registration Bonus: $5
• Join Dosh

The Dosh app works in a very similar way to Drop.

When you open the Drop app, you’ll be asked to link your credit or debit card. From there, you can choose one of the retailers that they’ve partnered with.

Click on the link within their app to open up the retailer’s page. Make your purchase like you normally would with your linked card, and receive cash back directly to your Dosh account.

When you reach a minimum of $25 earned, you can cash out for free PayPal cash.

The cool thing about the Dosh app is that it can be deal stacked with the above app, Drop.

You can expect to earn anywhere between 1% – 5% in cash back depending on the retailer that you shop at.

While you won’t be earning a ton of money, it’s still a free way to create some extra income.

Like Drop, you don’t have to worry about the safety of your credit cards due to their encryption technology.

Read our Dosh review if you still have questions.

13. SavvyConnect

• Registration Bonus: None
• Join SavvyConnect

SavvyConnect is a passive income program that’s a branch off of the site SurveySavvy (get paid for taking online surveys).

They collect information such as what you shop for online, what apps you use and what you use for entertainment.

For every month that you have the app installed you earn $5 or $60 per year.

However, you can install the app on a maximum of 3 devices (desktop, tablet, and mobile), earning you a total of $180 per year in passive income.

As a member of SavvyConnect, you’ll also be invited to exclusive, high-paying surveys from SurveySavvy.

Once your profile is complete, these surveys will be sent to your inbox.

A great way to make money online with SavvyConnect is to refer your friends.

Each time your referral completes a project, you earn a bonus of anywhere from $5 – $15.

For each friend that they refer, you can earn a bonus of $2 – $6.

The downside? They only pay by check.

Not only that, but at the time of writing this article you can’t install the software on a Macbook.

This app also comes with a browser extension to help you start earning even more.

14. Seated

• Registration Bonus: None
• Join Seated

If you really want to earn money for something you already do in your spare time, Seated will pay you to eat out.

In fact, you can earn up to 30% by eating at one of their partner restaurants.

The reason Seated is able to pay you money is because they earn cash through promoting restaurants through their app.

When you check-in with Seated and go to one of their partners, they earn a commission and give a portion of this back to you.

Your rewards can be exchanged for free cash prizes such as gift cards to Uber, Amazon, Nike and more.

I recently took a look at their page and found that in New York City, they’ve partnered with about 50 restaurants in which you can get paid to eat.

You can sort by price, location and other features.

This is excellent for those who to start earning some passive income, enjoy eating out and want to save money.

What Should I Look For In Passive Income Apps?

Before delving into the world of the best passive income apps, there are a few important things you need to be aware of.

• Never pay. If you ever run across an app that promotes free cash and requires payment information, it’s most likely a scam. All of the apps on this list are 100% free.
• Easy setup. Passive income apps are meant to be easy to install. If it looks like a lot of work to get going, it probably is. I personally love to make money on apps since it’s incredibly simple.
• Low maintenance. Aside from the initial setup, there should be very little to work needed to maintain the app. Most of these on the list sit in the background while you earn cash. The only real work that you’ll be doing is cashing out for gift cards, PayPal deposits or to your bank account.
• Drag on performance. Just because an app promotes a passive income doesn’t mean you should use it. If you ever find that it’s slowing down your phone dramatically and not worth the tiny bit of cash, uninstall it.
• Sign-up bonuses. We highly suggest that you use as many passive income apps that you can. The more you have the more you earn. Yet it’s usually better to install the ones with registration bonuses first since you tend to get paid a bit extra.
• Make sure it’s active. Usually there will be some indication that your passive income is currently active. If not, check back during the payout period and see if you’ve earned some cash.
• Can you use multiple devices? Instead of using one phone to earn a passive income, why not use 2 or more? While it does sound logical, we have to be careful. Some programs do not permit the use of multiple accounts under one household. If they catch you, they have the potential to suspend your account.

Frequently Asked Questions

I’ve received numerous questions about these apps via email about these passive income apps.

I’ve decided to put them in a list of frequently asked questions in order to make things easier for the readers.

Is my privacy protected?

Yes.

All of the apps on this list submit your data in an encrypted form and anonymously. In other words, there’s no way to chase any of the information that you submit back to you.

How is it that these companies are able to pay?

By giving them access to collect data on your phone, these companies are able to collect information and sell it as market research.

Companies then use this information to help improve their products and services for consumers like you and I.

Why isn’t this passive app working on my smartphone?

You may run across the issue in which a particular app won’t work on your smartphone.

If this is the case, it could be because the OS on your phone is too out-of-date or your phone is lacking in performance.

We suggest buying a used phone or refurbished phone on Amazon Warehouse that’s of decent quality to support all of these apps.

Are These Apps Really Passive?

Mostly.

Keep in mind that in order to create passive income with these apps, you typically need to set up a free account and change some settings before you start earning.

However, once you get everything setup, it’s all passive income from there.

These apps are great! Do you have any others that you recommend?

We hope you enjoy this list, as we try to only list the apps that actually work. If you enjoyed this article, we also think that you’ll enjoy the following:

• 53 Legit Passive Income Ideas To Make Extra Money
• Survey Junkie Review: The Best Survey Site On The Web
• 101 Money Making AppsTo Earn On The Go

Which Apps Pay You?

The best passive income apps are by far ones like Nielsen Computer and Mobile Panel and the Smart App. That’s because you literally don’t have to do anything except for installation.

If you’re looking to earn a passive income, these apps have really helped me increase my side hustle money.

I’ve found that these apps can earn you $1,500/year in passive income if you install enough of them. That’s essentially a part-time job!

The best part is that most of the work just comes from the initial setup process. After that, just relax and watch the money roll in… passively.

Essentially you can turn your phone into a money making machine.

I also find that these apps are great for those who are unemployed and need to start making money fast or for those who just want find apps to make money online.

We hope you’ve enjoyed this list of the 10 best passive income apps. If you know of any other money making apps that aren’t on this list and should be, we’d love to hear about them in the comments below.

The post 10 Best Passive Income Apps | Make Money Doing Nothing appeared first on Frugal For Less.

Finding the best rewards apps is becoming more and more difficult.

This is because there’s so many claiming you can make a lot of money when in fact you only make pennies.

Not only that, but it’s difficult to tell which ones are a scam.

That’s why we’ve put together this list to bring you apps that we’ve personally tested that we know are completely free, 100% legit and are worth your time.

10 Best Rewards Apps To Make Extra Money Fast

Below you’ll find a list of the 10 best rewards apps to help you make extra money online from your phone.

You’ll find a review of each app that covers how it works, how much you can make, why it’s worth your while and the pros and cons.

Keep in mind that these apps aren’t in any particular order.

We’ve even included a bonus at the end of an additional 15 apps that are definitely worth looking into for extra cash.

Let’s begin.

1. Survey Junkie

• Registration Bonus: 25 points
• Join Survey Junkie

The only reason Survey Junkie gets the number one spot on this list is due to their high payout.

This survey site pays you free cash for sharing your opinion.

By sticking to higher paying surveys, you can expect to make anywhere between $12 – $18 per hour.

However, if you go with the lower paying surveys you’re not going to earn this high.

What we suggest doing is logging-in once a day and checking for surveys from Survey Junkie that are actually worth your time.

The great thing about Survey Junkie is that they always tell you how long and how much you’ll make before you start any survey.

For example, if you see a survey that only pays a dollar and it’s going to pay $1 dollars, skip it. But if you see one that’s going to pay you $5 for 20 minutes of your time, you should go for it.

Once you reach a minimum of $10 in your account, you can reedem your points for free PayPal money or a gift card to Target or Amazon.

Pros:

• High earnings at $12 – $18 per hour
• 25 point signup bonus
• Lots of surveys available
• Will warn you if you don’t quality for a survey

Cons:

• Also plenty of low-paying surveys (you should skip these)
• Depending on your demographics, you may not qualify for a lot of surveys
• Only 3 payout options (Target, Amazon and PayPal)

2. Swagbucks

• Registration Bonus: $10 (previously $5)
• Join Swagbucks

Swagbucks is a smartphone app that offers a huge number of ways to earn points (called SB) which can be redeemed against gift cards.

Most of the activities you can do to make money are things that you’d probably be doing on your smartphone anyway.

Their primary focus is on surveys, but you can also earn points by:

• Playing games
• Watching videos through Swagbucks Watch (their version of YouTube)
• Making purchases at selected retailers
• Searching through their search engine
• More

The great thing about Swagbucks is that you receive a $10 welcome bonus just for signing up as a new user.

Unfortunately, this does not count toward your minimum cash out amount of $5.

My favorite thing about Swagbucks has to be their video watching feature which is essentially passive income.

All you have to do is click on the “Play” button and the videos keep playing from your browser or your mobile app without stopping.

Expect to earn anywhere between $5 – $12 per hour depending on the task.

You can redeem points for PayPal money or a gift card of your choosing.

Read our Swagbucks review for more information.

Pros:

• Wide variety of tasks (more than almost any other small task site)
• Passive income watching videos
• Great earning at $5 – $12 per hour
• Plenty of payout options
• Excellent mobile version
• $10 signup bonus

Cons:

• Not as high of an earner as Survey Junkie
• Takes some time to get used to since they have so many tasks to choose from

3. Ibotta

• Registration Bonus: $20 after you scan your first receipt
• Join Ibotta

Ibotta is one of the most popular rewards programs on the market – and for good reason. It’s simple, easy-to-use, and a great way to save on grocery shopping and other everyday purchases.

Ibotta is primarily a cash back shopping app, which means you get real, genuine cash for simply making purchases from participating retailers.

You can also earn other prizes such as gift cards and coupons.

Participating retailers include big-names like:

• Walmart
• Target
• Hotels.com
• Uber
• eBay
• 7-11

Plus many more!

The way it works is simple: before you make any purchase, you check Ibotta on your smartphone to see if the product you’re interested in buying is listed in the current offers.

If it is, you can earn money on it.

Here’s how it works:

1. Make your purchase like you normally would.
2. Search for the product on the app and “claim it.”
3. Scan your receipt to your phone and upload it.
4. Wait 48 hours to receive your earnings.

Keep in mind that you need to purchase the item at the correct store in order to receive your earnings.

They’ve also also recently expanded into a cash back portal, giving you free money for shopping online.

The best part?

You get a $20 registration bonus after you scan your first receipt.

Send your referral link to your friends and get paid a $10 bonus when they sign up and scan their first receipt.

This company is constantly changing, so we suggest reading our Ibotta review for updated information.

Pros:

• Fun way to earn
• Simple to use
• $20 sign-up bonus after you scan your first receipt
• Constantly expanding for more ways to earn
• 1,000+ items to claim

Cons:

• When taking a picture of your receipt, you need to make sure the photo is extremely clear
• You have to make purchases from certain stores to make anything

4. Rakuten

• Registration Bonus: $10
• Join Rakuten

Rakuten (formerly Ebates) is one of the best cash back portals on the web.

They’ve partnered with thousands of retailers across the web to give you cash back.

Essentially, they’ve put the affiliate links to these retailers on their site. This means that each time you click on one and make a purchase at one of their partner retailers, they receive a commission.

However, instead of keeping all of this commission for themselves, they give the majority of it back to you in the form of cash back.

This is a win-win situation for both parties

What’s more is that they even give you a $10 bonus when you register as a new user.

Earn even more (up to $25) when you refer friends using your referral link. Use social media is a great way to share your link to your friends.

The downside is that Rakuten automatically processes your earnings only once a quarter directly to your PayPal account.

Still confused on how it works? Check out our full Rakuten review to find out.

Pros:

• Excellent way to earn free money shopping online
• $10 welcome bonus
• Earn 1% – 20% in back on thousands of retailers

Cons:

• Limited redemption options
• You’re paid only once a quarter on your earnings

5. MobileXpression

• Registration Bonus: $5 Amazon gift card after one week from registration
• Join MobileXpression

If you really want to earn a passive income, MobileXpression is where it’s at.

This passive income app pays you just to leave it installed on your phone, easily making it one of the best apps for cash.

How it works is that MobileXpression sites in the background of your phone without using up a large amount of processing power – so little you won’t even notice.

From there, they collects data on things such as how long you make phone calls for, how many texts you send per day, etc.

They take this data and sell it to companies in the form of market research. In exchange, they give you prizes in the form of free gift cards.

Keep in mind that MobileXpression does not collect any personal information, so they won’t be able to see any of your text messages.

Stick with MobileXpression for a week and you’re automatically granted a free Amazon gift card at the end of it.

For those who are still confused on how it works, check out our MobileXpression review.

Pros:

• 100% passive after installation
• Low processing power
• Free $5 Amazon gift card after the first week
• Does not collect any personal information

Cons:

• Not the highest earner among other items on this list

6. Fetch Rewards

• Registration Bonus: $1.50 when you use promo code HH3MN and scan your first receipt
• Join Fetch Rewards

Fetch Rewards is another receipt scanning app like Ibotta.

Take a picture of your receipt and claim your offers. From there, wait a couple of days (usually much sooner) to see cash back rewarded to your account.

The great thing about Fetch Rewards is that it doesn’t matter where you make the purchase. Just as long as the item shows up on your receipt, you can earn from it.

Each item is worth a certain amount of points. To learn more about the points system, read our Fetch Rewards review.

You can redeem your Fetch Rewards points for gift cards. Your options include gift cards from Amazon, Target, Best Buy, and more.

You can even redeem points for free prepaid Visa gift cards. Minimum gift card amounts start at only $3.00.

You can earn a 1,500 point signup bonus by using the link above or the referral code HH3MN.

The points show up in your account after you scan your first receipt. You’re also rewarded with 1,500 points for every person you refer.

Pros:

• Lots of different items to earn from
• Doesn’t matter which store you shop at
• Earnings are deposited quickly into your account
• Over 50+ point redemption options
• $1.50 welcome bonus after scanning your first receipt

Cons:

• Less options than other receipt scanning apps
• Referral bonus is low compared to others on this list

7. Drop

• Registration Bonus: $5 when you connect your credit/debit card
• Join Drop

The Drop app was created with a specific target demographic in mind – millennials.

They’ve created an app that understands where millennials tend to spend their money and allow them to earn points for it.

When you sign-up for the Drop app, you’re presented with the option to choose 5 of your favorite retailers.

From there, you connect your credit card or your debit card (it’s completely safe).

Each time you make a purchase with your card at one of these five retailers, you earn free points.

These points can be exchanged for cash prizes such as free Amazon gift cards.

Here are some of the retailers and brands that Drop links up with:

• McDonald’s
• Starbucks
• Uber
• Chipotle
• Cineplex

The great thing about Drop is that it’s super easy.

The only thing you really have to do is connect your card and shop like you normally would. That’s what I call passive income.

For those worried about safety, Drop uses high-encryption technology to make sure your credit/debit card information is safe.

Don’t forget to read our Drop review for the full details.

Pros:

• Incredibly easy way to get free prizes
• Essentially passive income

Cons:

• Limited amount of retailers
• Need to connect a card

8. Acorns

• Registration Bonus: $5 once you complete registration
• Join Acorns

Not sure how to invest? Acorns will do it for you automatically.

Acorns is one of the most popular robo-investor apps that invests your spare change.

When you connect your credit card or debit card, Acorns will automatically round up your purchase to the next dollar and put the spare change in your account.

For example, let’s say you buy a gallon of milk for $3.50. Acorns will round up this amount and charge $4.00 to your card.

The remaining $.50 cents is deposited to your Acorns account for automatic investing.

What If I Don’t Know How To Invest?

The great thing about Acorns is that you don’t have to do any of the investing work. This company helped gather leading financial experts to put together the perfect portfolio based on your risk level.

The only thing you have to do is deposit your money (or invest your spare change) and let them do the investing for you.

In short, it’s a passive income.

Keep in mind that with Acorns you are charged a monthly subscription fee ($3 is the lowest plan). However, it’s great for those who want to start investing but don’t know how.

Also get a $5 sign-up bonus when you complete the registration process.

Pros:

• $5 sign-up bonus
• Invest your spare change
• Investments done automatically
• Excellent for new investors

Cons:

• Need to link your card
• Monthly subscription fee (minimum of $3)

Want to give Acorns a try but want more information first? Head on over to our Acorns review.

9. Nielsen Computer & Mobile Panel

• Registration Bonus: None
• Join Nielsen Computer & Mobile Panel

The Nielsen Computer and Mobile Panel is another passive income earner that helps you generate income just for leaving it installed on your phone.

Nielsen uses up very little space and processing power so you won’t even know it’s running in the background.

While it’s not the highest earner, you don’t have to do anything to make money from your phone.

If you have more than one phone, you can increase your earnings by installing the app on as many phones as you want.

For each phone that you have it installed on brings you an extra $50 per year.

If you download the app on two phones, that’s $100 per year, and so on (they may limit you after so many phones, but we’ve yet to encounter or hear about this).

You only need a minimum of 805 points (or $5) to redeem for a sweepstakes entry or a gift card of your choosing.

If you still need more convincing, here’s our Nielsen Computer and Mobile Panel review with the full details.

Pros:

• Passive income
• $50/year doing nothing
• Can install on more than one phone

Cons:

• Not the highest earner
• No registration bonus

10. MyPoints

• Registration Bonus: $10 (must first spend $20 through their shopping portal)
• Join MyPoints

MyPoints is another comprehensive smartphone app which lets you earn points for doing all sorts of easy and fun activities on your smartphone.

You can get points for:

• Shopping online
• Reading your emails
• Watching video playlists
• Searching the web
• Printing coupons and using them in stores
• Playing games
• Referring friends
• Completing surveys

Once you’ve accumulated at least 700 points, you can choose to redeem them for travel miles, gift cards, or cash deposits to your PayPal account.

The great thing about MyPoints is that you’re given a $10 registration bonus, but you must first make a minimum of a $20 purchase using their online shopping portal.

(If you’re not sure what a shopping/cash back portal is, we explain the basics in #4 on this list).

My personal favorite task is watching videos.

While it’s not a passive income earner since you do have to click on “Play” for the next video, it’s an easy way to earn money. You can even earn cash by reading emails.

Check out our MyPoints review to get more information.

Pros:

• Wide variety of tasks
• High registration bonus of $10
• Get paid to read emails (not common among rewards programs)

Cons:

• Must first spend $20 or more to get the registration bonus

More Rewards Apps To Earn Extra Money

Although we’ve already covered the first 10 best rewards apps, we decided to throw in a bonus to give you 15 more.

The apps listed below aren’t as great as the first ones we discussed, but they’re definitely worth looking into to see if they work for you.

11. Checkout 51

• Registration Bonus: None
• Join Checkout 51

Checkout 51 is a receipt scanning app that’s similar to Fetch Rewards. You have to buy certain items, but it doesn’t matter where you buy them.

Checkout 51 is updated with new items weekly.

At any given time, you’ll find about 40 to 50 different offers. This may not sound like a lot, but the payment per item is fairly impressive. The typical reward amount is $0.25 to $3.00 per item.

Checkout 51 pays through a paper check via mail. You’ll need to earn $20 before you receive a check. The company recently announced that they plan to add PayPal as a reward option, too.

Currently, there are no signup or referral bonuses offered by Checkout 51.

12. Ipsos i-Say

• Registration Bonus: None
• Join Ipsos i-Say

The Ipsos i-say is first and foremost a paid survey company.

Filling out the surveys doesn’t typically take long, and it can be a great way to kill some time whilst you’re commuting to work on a bus or train.

Instead of playing games, why not fill out some surveys and earn enough to pay for your lunch that day instead?

Once you’ve found a survey you’re interested in filling out, you first need to check that you qualify by filling in some basic information about yourself.

If you don’t qualify, you walk away with 5 points anyway – just for trying.

Points can be redeemed against prizes like:

• A $5 Starbucks Card for 500 points
• A $10 Amazon Gift Card for 1,000 points
• $15 PayPal funds for 1,530 points
• A $15 Target Gift Card for 1,500 points.

13. Zap Surveys

• Registration Bonus: $6.25 guaranteed on your first survey
• Join Zap Surveys

Zap Surveys is, as you’d expect given the name, another survey app.

Like Ipsos i-Say, you can use it to earn you a few extra dollars a day while you commute by answering some survey questions – but wait, there’s more.

Zap Surveys also donate a certain amount of money to charity for every survey you complete, which means that you’re not just helping to fatten your wallet, you’re helping other, less-fortunate people around the world too.

Even if you’re not interested in taking paid surveys, it might be worth downloading Zap Surveys just for their ‘location rewards’ anyway.

If you allow the app to access your location, you’ll occasionally get a notification letting you know that you’re near a store that’s running a promotion.

If you open this notification, you’ll be awarded anything up to $0.25.

As long as you don’t mind sharing your location data, there’s nothing to lose from downloading it, even if you’d prefer not to participate in surveys.

14. Pinecone Research

• Registration Bonus: None
• Join Pinecone Research

Pinecone Research is a survey app that pays considerably more than both Zap Surveys and Ipsos. For each and every survey that you fill out, you’ll earn around $3.

Even better, these surveys only take around 15-30 minutes each, meaning, if you could line these up back to back, you could potentially earn $6-12 per hour.

The only problem is that you almost certainly won’t be able to line up surveys back to back.

As you might have guessed considering the high pay rate, Pinecone Research is very selective about survey participants and you’ll have to wait for them to notify you that you’re eligible.

You can probably hope to be eligible for 1-4 surveys a month.

Once you’ve earned your rewards, you can redeem them for PayPal money or alternatively by check to your postal address.

15. Makeena

• Registration Bonus: $.25 cents
• Join Makeena

Makeena is a shopping rewards program that will help to thin out your waistline and fatten your wallet.

If you’re a healthy-eating enthusiast, it’s the perfect smartphone rewards app to download.

You earn reward points on healthy and eco-friendly products by scanning barcodes and submitting proof of purchase.

Here’s how it works:

• Download Makeena and search for the kind of items you’re interested in (e.g organic) to see what’s available.
• Add the items to your shopping list and go shopping for them.
• Scan the barcode to register the offer on Makeena.
• Scan your receipt to your phone.
• Wait for verification and claim your rewards using PayPal once you have at least $20.

16. TopCashback

• Registration Bonus: $10 (we’ve seen this vary)
• Join TopCashback

TopCashBack claims to be the highest paying cash back rewards program.

The reason they claim they’re able to pay out so much is that they pay 100% of the commission they receive from retail purchases out as cash back, without taking a cut.

This has earned them over 8 million users and, last year alone, they paid out over £40 million.

It works the same way as many other rewards apps: you browse the offers, choose your favorites, make your purchase, then snap a photo of your receipt.

17. ScreenLift

• Registration Bonus: None
• Join Screenlift

ScreenLift is one of the best smartphone rewards app as it allows you to make money completely passively.

It’s what’s known as a lockscreen app, meaning it changes your lock screen so that you have to view an ad each time you unlock your phone.

Each time, you’ll earn a small number of points which, over a lifetime of using your phone, will soon add up.

You can then redeem your points for gift cards or PayPal deposits.

While you won’t earn a lot of money, there’s essentially no time commitment or effort required on your part, which makes this one of the easiest ways to make money passively.

For more companies that pay you just to unlock your phone, check out our blog post here.

18. BeFrugal

• Registration Bonus: $10
• Join BeFrugal

BeFrugal is very similar – almost identical, in fact – to Rakuten.

They pay you to shop at participating stores by giving you cashback on the commission they receive. Like Rakuten, they claim to give out 100% of this commission to their users.

They’ve partnered with over 5,000 stores, so you’ve got plenty of options, and the minimum withdrawal amount is $25.

You can choose to claim your points via PayPal deposit, Check, or trade them in for Amazon Gift Cards.

19. Dosh

• Registration Bonus:
• Join Dosh

Dosh is another rewards app that allows you to earn cash back on common purchases like gas, hotel bookings, and more.

ou don’t need to dig around and find those receipts to validate your purchases, you just link up your card and the whole process is automatic.

If you’re a shopaholic, it’s definitely worth downloading it and linking up your card. It won’t take you more than a few minutes but it will allow you to save money on a lot of your purchases.

20. PointClub

• Registration Bonus: $5
• Join PointClub

PointClub is a well-known paid survey company that starts you off with a $5 bonus just for signing-up.

Each survey is worth a set amount of points, which you can redeem for rewards.

You can even earn points simply by logging in for certain amounts of consecutive days.

Our PointClub review provides plenty of helpful info to get you started.

PointClub rewards you through PayPal payments or gift cards. There is a $25 payout minimum.

When you sign up for PointClub, you earn a $5 bonus.

You get an additional $0.50 for entering your e-mail, Facebook, or Google+ details and $1 for confirming your e-mail address.

This means you earn $6.50 just for joining PointClub.

21. YouGov

• Registration Bonus: $2
• Join YouGov

YouGov is unique from other apps because of its surveys. The surveys are about news, current affairs, politics, and more. This makes them a bit more diverse than your typical marketing surveys.

Over 4 million people use YouGov, and it’s available internationally. You earn a certain number of points for each survey you complete.

You can redeem your points for PayPal payments or gift vouchers for Amazon, VISA, and more.

YouGov will give you 2,000 bonus points just for signing up. You may also get bonus points for filling out your profile.

YouGov also offers a 2,000 point bonus for every person you refer.

22. Inbox Dollars

• Registration Bonus: $5
• Join Inbox Dollars

Inbox Dollars is a GPT and survey app that has a broad selection of tasks. You can get paid to read e-mails, perform web searches, take surveys, complete trial offers, and so much more.

The tasks and surveys are typically low paying, but there is always something to do. This makes it easy to earn rewards quickly. Learn more by reading our Inbox Dollars review.

With Inbox Dollars, you get paid via paper check or gift codes to various retailers.

The payout minimum for all options is $30.

When you sign up for Inbox Dollars, you receive an instant $5 bonus. Every time you refer a user, you’ll receive 10% of their earnings permanently.

23. Quidco

• Registration Bonus: None
• Join Quidco

Quidco is similar to the shopping portals above, but it’s designed for UK residents.

They are partnered with over 4,500 online and in-store retailers. Over 7 million people use the app, so it’s easy to see it’s quite popular.

The Quidco Google Play page says it’s possible to make hundreds of extra pounds per year. They state that the average earnings per year are £280 (about $380 USD).

You can get paid via PayPal or through direct deposit to your bank account.

The one-click design makes it super easy to cash out through the app.

Signup bonuses for Quidco change periodically. You’ll typically receive a certain amount of bonus pounds once you make your first purchase.

You’ll make £10 for every person you refer to Quidco. To get your bonus, your referral will need to spend £5.

24. CashPirate

• Registration Bonus: None
• Join CashPirate

With CashPirate, you earn rewards for downloading apps, watching videos, completing product trials, and more.

This app has a great 4.5-star reputation on Google Play, and it boasts over 100,000 users. You earn Pirate Coins for every app you download or task you complete.

You can choose PayPal cash payments or gift cards when you redeem your points. Some of the gift card options include Amazon and free Steam codes. You’ll need a minimum of 2,500 to start receiving PayPal payments.

CashPirate offers a 500 point bonus when you sign up. You also earn 10% of your referral’s earnings. On top of that, you’ll earn 5% of the earnings from people referred by your referrals. This is a pretty impressive bonus system.

25. Trunow

• Registration Bonus: $2
• Join Trunow

Wondering which app gives you money for gas?

Trunow is a must-have for any motorist out there.

The main reason to use Trunow is to get paid every time you buy gas.

You’ll get either 1% or 2% back depending on if the gas station is partnered with Trunow or not. This means that the amount you can earn depends on how much you spend on gas.

If you spend $200 a month on gas, you’ll earn between $2-4 per month, and probably much more in savings by finding a better deal.

Again, it might not make you rich, but why not save a little extra where you can?

You can also get free money and reward points for other gas-station purchases too, such as confectionary.

Which App Gives Real Money?

All of the apps on this list give 100% legit money.

If for whatever reason you don’t receive your money in a timely manner, we recommend contacting the company’s support team to inquire about your earnings.

Although we don’t expect you to use every program on this list, we hope that you can at least use a few mentioned here to get one step closer to reaching your personal finance goals.

If none of these are cutting it for you, check out our make money section for more ideas on ways to earn money in your spare time.

The post 10 Best Rewards Apps To Make Extra Money Online appeared first on Frugal For Less.

Deal stacking – also known as savings-stacking – is a strategy that involves using as many money-saving tactics as possible on the same transaction.

There’s really no right or wrong way to go about it, just as long as you save the highest amount possible.

A Quick Example

Last week I at Petco I bought cat food that would normally cost $37.53 (with sales tax). I spent just $20.80, a savings of $16.73, or about 45% off retail.

1. I had earned $5 from previous purchases using my Petco Pals Rewards card. An email from Petco prompted me to print a certificate or have the credit loaded to my card — I did the latter.
2. From there I purchased a $25 Petco gift card from ABC Gift Cards for $21.20 (a 15.2% discount with shipping). I also checked Raise, but they offered only a 12% discount.
3. I paid the $21.20 with my Citi Double Cash card, which earns me 2% cash back on every purchase. That was 42 cents in this case, reducing the total cost of my gift card to $20.78.
4. I bought a $29.99 bag of Natural Balance cat food plus four $1.19 pouches of Natural Balance wet food. That would normally be $34.75 plus $2.78 sales tax (8%), for a total of $37.53. However, since I waited for the frequent 20%-off sale they have on Natural Balance cat food, it was only $27.80 plus $2.22 sales tax, for a total of $30.02.
5. After my Petco Pals card was scanned and the $5 store credit was applied I owed $25.02. The $25 gift card plus two cents covered that. In this case I was lucky. I try to use up the card when I do this, but rarely get that close.

Add that 2 cents to the $20.78 cost of the card and I paid $20.80 for cat food that normally would normally have cost $37.53, a savings of 45%.

How High Can You Stack the Deals?

The example above allowed me to save money in four different ways on one purchase.

Double and triple-stacks are more common, but I’ve also done a quintuple-stack quite a few times.

In addition to direct savings from these tactics, you save in another way: The lower the bill, the less you pay in sales tax.

At Petco, I saved 56 cents versus what the tax would have been at retail.

How to Do Your Own Deal Stacking

Here’s a simple deal-stack you can do anytime: Buy something on sale using a cash-back credit card. You’ll save a nice chunk of money if it’s a great sale.

For example, if you use a Discover credit card, the purchase may fit one of that quarter’s 5% cash-back categories.

Another simple example of deal stacking: Buy something on sale and use a coupon at the same time. Easy enough, right?

Yet we can usually do much better than that.

First learn about the many ways to save. The more of them you understand, the more you’ll start to see opportunities for combining or stacking deals.

Here are a dozen of the most common savings tactics you can use for deal stacking.

1. Use Receipt Scanning Apps

Receipt scanning apps pay you take a picture of your receipt to your phone.

Since these apps count as giving you cash back and not coupons, they can easily be used with other deal stacking methods.

The best part?

You can typically use more than one app for the same receipt.

Ibotta

Ibotta is one of the most popular receipt scanning apps out there.

Originally meant only for grocery receipts, they’ve recently expanded to other products like electronics, prescriptions, restaurants and more.

On the Ibotta app you’ll find a list of available cash back offers at specific stores.

Take a picture of your receipt displaying the item and the store name.

Within 48 hours Ibotta will give you anywhere from $.25 cents to $5 depending on the offer.

Of course, the more expensive the item, the more cash back you’ll earn. What’s great is that you can claim more than one offer per receipt.

Not only that, but you even get a $20 bonus when you sign-up and scan your first receipt.

If you’re looking for more information, be sure to check out our full Ibotta review or check out our list of 11 apps like Ibotta that pay you to scan receipts.

Checkout 51

Checkout 51 works in a very similar way to Ibotta.

Each time you make a purchase, take a picture of your receipt and receive cash back on certain items.

The main difference between Checkout 51 and Ibotta is that this app doesn’t care where you make the purchase.

This means you can scan your receipt from any store and earn free money as long as the item your buying is on the app.

You get a free $5 signup bonus when you register as a new user and need a minimum of $20 to cash out for free PayPal cash.

Want to read more on Checkout 51? Here’s our full review.

Fetch Rewards

Fetch Rewards is quickly becoming one of the more popular receipt scanning apps on the market.

Like Checkout 51, it doesn’t matter where you purchase the item, just as long as it shows up on your receipt.

There aren’t as many offers as Ibotta, but you can still find hundreds of different products in which you can earn cash back from.

When you sign-up for Fetch Rewards you’re given a $3 signup bonus as a new user.

Use All of These Apps Together

The great thing about these apps is that they’re really great for deal stacking.

You can scan the same receipt to multiple apps like so:

1. Scan your receipt to the Ibotta app and earn cash back.
2. When you finish with Ibotta, scan to Checkout 51 for cash back.
3. Don’t stop there. Scan again to Fetch Rewards for more cash back.

2. Drop Pays You To Connect Your Credit/Debit Card

When you register for Drop you get paid to make purchases like you normally would.

Upon registration, you’ll be asked to pick up to 5 of your favorite retailers. Here’s a few that they are currently partnering with:

• Starbucks
• 7-11
• Target
• Walmart
• McDonald’s
• Many More

After that, you’ll need to connect your credit card or debit card (and you get a $5 signup bonus when you do so).

Make purchases with one of the retailers that you selected using that same credit card or debit card and earn points on each transaction.

This works for both a local or online purchase.

These points can be exchanged for free cash or a gift card of your choosing.

Read our Drop review for more information.

3. Shop Through Online Cash Back Portals

Online shopping portals are websites that have partnered with thousands of retailers across the web and placed all of their links onto one site.

When you click on one of their links to a particular store – say Walmart – they earn a commission on that purchase.

Instead of keeping all of these earnings to themselves, they give it to you in the form of cash back.

This can be a little confusing at first, so we’re going to break it down by using our favorite cash back portal.

1. Register for a new account at our favorite cash back portal account – TopCashback. You get a $10 bonus just for registering as a new user.
2. Search for the retailer that you’re interested in shopping at. For example, search for Walmart and we see that that the results show that we can get 5% cash back on all purchases (with a few exceptions).
3. Click on the “Cashback” button to be redirected to the Walmart site. Make your purchase like you normally do and TopCashback will use browser cookies to automatically track your purchase.
4. Within 10 days, see your 5% cash back appear in your account. Keep in mind that these rates change, and often there are special deals during the holidays to increase the cash back amount.
5. When you reach a minimum balance of earned cash back, redeem for deposits to your PayPal or free gift cards. When you redeem for gift cards, you get an additional 3% bonus.

There are lots of different portals that all give different rates. We highly suggest looking at Rakuten and BeFrugal, two great online shopping portals.

We also recommend checking out our online shopping portal guide to find out how to quickly find the portal with the best rate for any particular store.

4. Use Manufacturer’s Coupons

This used to be the way to save on groceries, especially in the days when many stores had “double coupon” days (some still do).

Just be sure that after using your manufacturer coupons you’re not still paying more than you would have for cheaper brands.

Be sure to stack those coupons with other tactics. If you don’t get a Sunday paper or get coupons in the mail, ask friends to save them for you.

5. Use Store Coupons

Many people wonder, “What is coupon stacking?”

Coupon stacking refers to using more than one coupon to increase your discounts on a single purchase.

Many stores give out their own coupons and allow them to be used along with manufacturer coupons on the same item.

Some distribute their coupons in mailed flyers or in the store, and others also have them conveniently available online, either to be printed out or loaded to a store loyalty card account.

For example, Target’s online coupons can be printed out, and their coupon policy states clearly that “Target accepts one (1) manufacturer coupon and one (1) Target store coupon for the same item (unless prohibited by either coupon).

Walgreens, CVS, Family Dollar, and Dollar General also allow you to use both a manufacturer coupon and a store coupon on the same transaction.

6. Shop Sales

Buying things on sale can be combined with many of the other tactics here.

In fact, a 50% off sale will save you more than just about any other tactic here, so try to start your savings-stacking efforts by finding the best sales.

I personally like to look at SlickDeals for special sales and promo codes to over thousands of retailers.

7. Use Discounted Gift Cards

If you pay $20 for a $25 gift card for a store you regularly shop at, you’re $5 further ahead. Now stack that discounted gift card with other tactics and you can really save money.

Important point: Gift cards are a payment method, not a discount or coupon. That means they can be stacked with just about any other savings tactic. Coupons sometimes can’t be combined with sales or other discounts.

Gift cards often go on sale, especially around Christmas. You can also find gift cards on sale on eBay most of the time.

Otherwise you can always buy secondary-market unused or partially-used cards at a discount on websites like the following:

• Raise
• Cardpool
• Gift Card Zen

A word of warning: When buying these “used” cards I’ve had to get a refund a couple times over the years because a balance “disappeared.” To avoid a loss, buy an amount you can use up within the website’s guarantee period (usually at least 45 days, but check).

8. Use Your Reward Credit Cards

By paying for everything with the right credit cards, you earn cash-back, points, or other rewards. Many offer at least 1% cash back, and some, like the Discover Card, offer 5% back on categories that rotate quarterly.

My American Express Blue Cash Preferred card pays 6% cash back on grocery store purchases.

If those $20 Domino’s Pizza gift cards go on sale for $15 again at Fry’s grocery store, I’ll pay for two of them with my Amex card, bringing the net cost for $40 worth of pizza down to $28.20, a discount of about 30%.

From there I’ll buy only pizza that is on sale for 50%-off (at the moment their large 3-topping pie is $7.99). This triple-stack will save me about 65% off the usual price.

9. Use Credit Card Special Credits

If you have an American Express card check out the “Amex Offers” on your account page online. Just click and they’re loaded to the card.

These offers typically give you a statement credit for using your card at a particular retailer.

For example, right now I can get a $10 statement credit if I use my American Express Blue Cash Preferred card to pay for at least $50 in purchases at Basha’s supermarket.

And yes, the credit is in addition to the usual 6% cash-back the card pays. That’s a double-stack from the start, but one that can be expanded on.

Buy things on sale with coupons and you’re up to a four-stack deal.

I once earned a $10 statement for buying a $10 Home Depot gift card from an online retailer. In other words, I got the gift card for free (a 100% discount is nice).

Oh, and I did it two more times with two of my other American Express cards.

Discover has a similar program called Discover Deals.

10. Use Customer Loyalty Cards

You may not like having to carry and keep track of all those store loyalty cards, but you need them to get the best deals.

And the sale prices you get by using them typically do not disqualify you from also using coupons and other savings tactics.

11. Use Store Loyalty Porgrams

I mentioned my Petco Pals $5 reward, but many stores offer similar loyalty programs.

These give you rewards in addition to any immediate savings you get from using your loyalty card.

For example, Staples Rewards gives you up to 5% back on purchases in the form of a gift card (once you’ve spent enough).

The nice thing about store rewards gift cards (that’s typically how you get “paid”) is that once you have them they’re not a coupon or a discount but a payment method for a set amount.

Discounts lose value as you stack them.

For example, a 10%-off coupon would save you $10 on a $100 item, but only $5 if you buy the item when it’s on sale for 50% off — and that’s if you’re allowed to use the coupon on a sale item.

A gift card – on the other hand -can always be used at full value to pay for your purchase after you’ve used a couple other tactics to knock down the cost.

Sign up for loyalty programs offered by retailers where you regularly shop.

12. Shop Clearances

My wife regularly finds clothing items for a couple bucks on clearance racks, and it’s not difficult to do some deal-stacking on these already-cheap items.

For example, you can buy a Ross gift card for a 15% discount online at several vendors right now.

Pay for that with a 2% cash-back credit card and use the gift card to buy a $4 clearance sweater at ross, and your net cost will be $3.32 (before sales tax), a fraction of the original retail price.

13. Coupon Codes

Before you pay for anything online, open a new browser window and search “coupon codes” plus the name of the retailer.

Often this will result in a code you can enter on the checkout page for a discount.

This may invalidate your rewards from a cash back portal, so be sure the coupon discount amount is larger than the cash back you would get.

Of course, you can do some deal stacking here too.

A discounted gift card can be used to pay for your purchase (remember that payment methods do not conflict with coupons or other discounts).

This means that you would buy that gift card with a cash-back credit card. You get the idea.

One Final Example of Deal Stacking

Here’s one last example – a quintuple-stack I did a few weeks ago…

1. Walgreens was having some great sales, so I found discounted gift cards on Raise, but I didn’t buy one yet. First I searched for Raise on Cashback Monitor to see which portals offered cash back for Raise.
2. TopCashback was paying 2% back, and I have an account there, so I clicked through to Raise and found a Walgreens gift card with a balance of $48.18 for $42.38, a 12% discount.
3. I bought the card using my 2% Citi Double Cash card. By lining up three discounts in this way I had about 15% off any Walgreens purchases (it looks like it adds up to 16%, but 2% cash back on a gift card that costs 88% of face value is only a 1.76% discount from the face value).
4. The savings are difficult to analyze from this point. For example, I bought Blue Diamond almonds on a BOGO sale (buy one, get one free), paying $4.99 for the first can. That’s a net savings of 57.5% (the 15% discount on the gift card is being applied to only half of the regular price).
5. I got points on my Walgreens Balance Rewards card, which are worth something, so I had stacked five savings tactics. I also used a coupon to buy sale-priced Kleenex, and got points for that, so that part of my purchase was a sextuple-stack.
6. Check your receipt scanning apps that we covered: Ibotta, Checkout 51 and Fetch Rewards. It just so happens that Ibotta was offering $.50 in cash back on this product.

Deal Stacking Final Thoughts

I rarely go to that much trouble to squeeze out those last pennies in savings, but sometimes it’s fun to get some quick deals.

In any case, a simple triple-stack, like purchasing a discounted gift card with a rewards credit card and using that to buy things on sale, can often save you 50% or more.

Just keep in mind that stacking deals shouldn’t be complicated. If it’s going to take you an hour to save $.25 cents, it’s probably not worth your time.

Have you ever done any serious deal stacking? Tell us about it in the comment section below, and happy frugaling!

The post 12 Practical Deal Stacking Tips To Help You Save A Fortune appeared first on Frugal For Less.

Even though you may not be bent on using rewards apps or websites, sometimes it’s worth registering them just for the sign-up bonus.

Most of the time you won’t be able to count the sign-up bonus toward the minimum cash out, but it’s still free money.

10 Apps & Websites That Give A $10 Sign-Up Bonus Or More

Here are 10 different apps and websites that give you $10 or more just for registering as a new user.

If you don’t want to keep using the service, cash out once with your bonus and don’t come back.

1. Swagbucks

• Registration Bonus: $10
• Join Swagbucks

Swagbucks is one of the most popular rewards site on the web.

They currently offer the widest variety of tasks available to earn free cash online.

Here’s a short list of just some of the things you can get paid for:

• Watching Videos
• Taking Polls
• Filling Out Surveys
• Shopping Online
• Printing Coupons
• Referring Friends
• Free-Trial Offers
• Playing Games
• More

What’s great about Swagbucks is that you get a $10 bonus as a new user (recently upgraded from $5).

I usually find that I can make a quick $5 by taking a 30-minute survey.

Watching videos is my favorite task with this site since it’s a way to generate a passive income.

Once you hit the play button, the videos keep running automatically until there aren’t anymore videos for the day, thus maximizing your video-earned points with just one click.

You can increase your earnings even further by referring friends and receiving 10% of all of their earnings.

Check out our full Swagbucks review for more information or find out the best way to earn with Swagbucks.

2. Ibotta

• Registration Bonus: $20 after scanning your first receipt
• Join Ibotta

Ibotta is a mobile app available for both iOS and Android devices that pays you to scan grocery receipts.

Each time you scan an itemized receipt that has a specific product listed, you can earn anywhere from $0.25 to $5 in cash back.

Recently they’ve expanded to other categories such as electronics, clothing, restaurants and more.

However, you’re going to find most of the offers for food and beverages.

They have over thousands of different grocery products listed on the app, so you shouldn’t have any trouble getting cash back at least for a few items. Some common ones are milk, yogurt and bananas.

For example, they give you 8% back on all purchases made through the Groupon app.

The only requirement to earn the cash back is to go through the Ibotta app first.

When you sign-up for Ibotta you earn a $10 bonus after scanning your first receipt. Just make sure to do this within your first two weeks of opening an account.

Keep in mind that you need a minimum of $20 to cash out, so you will need to scan a few more receipts. You can withdraw for gift cards or direct deposits to PayPal or Venmo.

If you want to learn more about receipt scanning apps, here are 11 other apps just like Ibotta.

Read our full Ibotta Review

3. WealthSimple

• Registration Bonus: $50 when you deposit your first $500
• Join WealthSimple

WealthSimple is a free robo-adviser that helps you invest in your future by automatically selecting a financial portfolio based on your age, assets income, debt etc.

Fill out your online profile, and WealthSimple will give you a recommendation of investments based on your answers.

The best part?

You don’t have to know anything about investing to get started since all of the work is done for you.

Keep in mind that these investments are meant for a long and steady growth, meaning you won’t earn any profits anytime quick. However, this means that you can expect a safe return.

Some users report as much as 5% – 10% in annual growth based on WealthSimple recommendations.

Not only that, but we’ve partnered with WealthSimple to get you a $50 registration bonus after you deposit your first $500 when you sign-up using our referral link.

You can use this money to start investing right away or simply withdraw all of it to your bank account.

4. Rakuten

• Registration Bonus: $10 (gift card)
• Join Rakuten

Rakuten (formerly known as Ebates) is an online shopping portal that pays you free money for online shopping.

Here’s how it works:

1. Sign up for a free Rakuten account and get a free $10 registration bonus.
2. Search for the retailer of your choice. You’ll find that you’ll be able to receive anywhere between 1% – 20% in cash back.
3. Click on the “Get Cashback now” button to be redirected to the retailer’s page.
4. Make a purchase like you normally would.
5. Rakuten earns a commission on your purchase, but instead of keeping that commission they give it back to you in the form of cash back.

Although Rakuten doesn’t typically have some of the best rates like its sister sites such as TopCashback and BeFrugal.

However, every once in a while they have some great promotional deals that far surpass them. This usually happens around the holidays.

Sign-up as a new user and get a free $10 gift card to a retailer of your choosing.

Not only that, but you have a chance to earn a bonus of $75 when referring friends.

Rakuten automatically sends you a check every 3 months for the amount of cash back in your account, or you can opt to receive payments free PayPal money.

All you have to do is type in your email address and shop online.

Still confused on exactly how Rakuten works? You can read the full review.

5. TopCashback

• Registration Bonus: $10
• Join TopCashback

TopCashback is an online shopping portal that gives you cash back for shopping online.

They’ve partnered with thousands of online retailers across the web and have placed their affiliate links onto one website.

When you click on one of these links and make a purchase, they earn a commission and give it back to you in the form of cash back.

You can earn cash back at popular retailers such as Target, Home Depot, Walmart, Amazon and more.

They’re currently linked with over 1,000 stores across the web, so it doesn’t hurt to check here first before shopping online.

When you register as a new user, you’re automatically granted $10 in cash back. However, you need a minimum of $10 in earned cash back before you can cash out.

You can cash out for free gift cards or PayPal. However, we recommend cashing out for Amazon or American Express gift cards since you get a 3% bonus for doing so.

6. MyPoints

• Registration Bonus: $10
• Join MyPoints

MyPoints is a popular rewards site that pays you for completing simple tasks online such as reading your email and shop online. You can earn a $10 bonus when you complete the following steps.

1. Register for a new account by clicking this link here.
2. Make your first purchase of $20 or more at any of the retailers listed on their site.
3. Earn cash back from the site and a $10 gift card for free as long as the purchase is made within 30 days of opening your account.

MyPoints works in a very similar manner to TopCashback and BeFrugal. Each time you click on one of their links to another retailer, you earn a certain amount of cash back. The amount depends on the store that you’re shopping at.

The difference between MyPoints and other portals is that they have some of the best promotional offers on the web. I log-in every once in a while to see if they have special deals, such as a $5 bonus for spending $20 or more on Walmart baby formula.

Read our full MyPoints Review

7. BeFrugal

• Registration Bonus: $10
• Join BeFrugal

BeFrugal is another online shopping portal, very similar to TopCashback.

When you purchase at a retailer using one of their links first, they earn a commission and give it back to you in cash back.

BeFrugal and TopCashback are definitely the top 2 portals on the web.

Due to their long-standing reputation, they have some of the best cash back rates on the web.

They estimate that if you do all of your shopping online through their portal, you’ll save an average of 7% across all online purchases.

Sign-up using the referral link above and earn a $10 bonus upon registration.

However, you need a minimum of $25 to cash out either for gift cards or PayPal withdrawals.

Again, we suggest cashing out for free Amazon gift cards to get a 3% bonus upon withdrawal.

8. Opinion Inn

• Registration Bonus: $10
• Join Opinion Inn

Opinion Inn is an online platform for people interested in getting paid to share their opinions, shaping companies across the globe, in the process. They pay in various free PayPal cash, gift cards, and more.

It’s easy to get started.

Once you sign up, you will complete your profile and start receiving surveys in your email. You can also take surveys directly from “Your Survey” page. Opinion Inn pays a$10 sign-up bonus.

9. Groupon

• Registration Bonus: $10
• Join Groupon

Groupon is one of the most popular shopping sites on the web. They partner with local retailers and restaurants to bring you special deals when shopping in your area or dining out.

Most of the deals you find on here include getting 2 for the price of 1. Before I go out to eat with a friend, I always check for special deals to see if I can save some extra money. It’s not uncommon to get deals for up to 70% off.

When you register as a new user, you get $10 toward your first Groupon. Not only that, but for each friend you refer that uses your referral link to sign-up, they get $10 and you get another $10 when they make their first purchase.

10. NetSpend

• Registration Bonus: $20 (bonus code 3608148481)
• Join NetSpend

NetSpend is a free debit card program. You get a $20 bonus when you register as a new user and make use the referral code 3608148481. Here are the steps you need to take:

1. Open a new NetSpend account for free by clicking this link here.
2. Activate your NetSpend card once you receive it in the mail.
3. Add $40 to your card through a bank transfer, direct deposit, or cash via an ATM.
4. Wait a week to receive your bonus of $20.

Although there’s absolutely no fee for maintaining an account, there is a small fee when you make a purchase.

For this reason, we suggest trying to use your card only once to use up your entire $20 bonus in one go. If you use the card twice, you’ll be charged the fee twice.

One of the great things about the NetSpend Visa Debit Card Program is that you can tell your friends about this deal and earn some extra cash. For each friend you refer that uses your link, you and your friend earn $20.

What Are Sites That With A $5 Sign-Up Bonus?

Want to earn even more free cash? As an added bonus, we’ve thrown in 5 more rewards programs that give you $5 or more for registering as a new user.

1. PointClub

• Registration Bonus: $5
• Join PointClub

PointClub is a free online survey site. When you register as a new user and complete your profile information, you’re automatically given a $5 bonus. However, you need to complete a few surveys to reach the minimum cash out bonus of $25.

By leveling up, you can earn anywhere from around $12 – $14 per hour. PointClub is great in the fact that they tell you how long each survey takes and how much they pay before you actually start it.

When you log-in for 2 consecutive days in a row, you get a a 10% bonus on all earnings. From there on out, for every 5 consecutive days you log-in, you increase your earnings by another 10% until you get to a maximum of 100%.

However, be careful. If you forget to log-in one day you go back to level 0. If you don’t level up at all, expect to only earn around $6 – $7 per hour.

Read our full PointClub Review

2. Acorns

• Registration Bonus: $5
• Join Acorns

Acorns is another robo-advisor similar to WealthSimple. Based on your current financial situation, Acorns will automatically hand-select a financial portfolio for your to invest in.

The stocks they pick are usually safe and stable, expecting you to earn anywhere between 4% – 10% per year. The best part? You get a $5 bonus as a new user. You can use this amount to invest or withdraw it to your bank account right away.

The great thing about Acorns is that they have an ‘invest the spare change’ feature that helps you automatically invest your savings. Each time you make a purchase on your linked credit card, they round-up to the nearest dollar and put the difference toward your savings.

Unlike other brokerage firms, there’s absolutely no commission fees.

3. InboxDollars

• Registration Bonus: $5
• Join InboxDollars

InboxDollars is a short-task site that’s similar to Swagbucks. Earn free cash by completing tasks that you already do such as filling out surveys, playing games, shopping online and watching videos.

However, the one big difference between InboxDollars and other short task sites is that they also pay you for reading emails. Simply open up your inbox and get paid a couple of cents for making a click or two.

When you sign-up as a new user, you get a $5 bonus and need a minimum of $25 to cash out. I usually find that I can reach this amount quite quickly. Refer your friends and earn 10% of all their earnings for life.

Read our full InboxDollars Review

4. CardPool

• Registration Bonus: $5
• Join Cardpool

Cardpool is an online gift card reseller. They buy discounted gift cards that you don’t want at a cheap price, and then resell them. You can typically find gift cards anywhere from 5% to 35% off.

When you register as a new user, you get $5 off toward your first gift card purchase. If you combine Cardpool with the TopCashback portal mentioned above, you can even get an additional 2% bonus in cash back.

Cardpool has a strict policy that promises that the gift card you receive will have the amount of money on it that they tell you. If you ever receive a gift card that doesn’t have the right amount on it, contact their support team and they’ll refund you immedaitely.

Electronic gift cards can take up to 24 hours to arrive in your inbox, but the majority of the time they arrive within 5 minutes. Refer a friend and get a bonus of $5 when they buy their first gift card.

5. Raise

• Registration Bonus: $5
• Join Raise

Raise is another gift card reseller. Buy gift cards at a discount instead of buying them at their full retail price. Sometimes you can even find discounts of up to 40% off.

You can also first go through TopCashback by saving an extra 2% on almost all Raise purchases.

When you sign-up as a new user, you get $5 free in credit.

Keep in mind that their rates constantly change, so it might be a good idea to check back often for better rates or to compare with Cardpool mentioned above.

For each friend you refer, you also get a $5 bonus. Use the promo code TAKE5 and get an additional 5% discount on weekends with Raise.

Final Thoughts

Sites that give you sign-up credit are great for getting some free cash off of your next purchase. Even if you don’t like the service, you can use it once just to receive the bonus.

For those who want to watch a video version of this article, you can do so by clicking the play button below:

Do you know of any other sites that also give you great sign-up bonuses but aren’t on this list? Let us know in the comments below.

Thanks for reading and happy frugaling!

The post 10 Apps & Websites That Give You A Free $10+ Sign-Up Bonus appeared first on Frugal For Less.

Looking for ways on how to earn free Walmart gift cards?

If you’re a fan of Walmart, then you’ll be excited to learn just how easy it can be to earn Walmart gift cards for free.

At the bottom of this post we’ve also covered a bonus section that will teach you how to save up to 7% or more on almost all Walmart purchases.

10 Best Ways To Get Free Walmart Gift Cards

Below you’ll find the 10 best ways on how to earn free Walmart gift cards.

We’ve outlined these steps in detail to help you choose the method that works for you.

Keep in mind that the Walmart gift cards and gift codes that you receive from the companies below can be both used at both Walmart.com and in Walmart stores.

1. Swagbucks

Swagbucks is the go-to website and rewards app for free gift cards.

This GPT (get paid to) platform offers thousands of simple ways to earn. They’ve paid over $365,000,000 in rewards to users across the globe. 

GPT websites like Swagbucks let users complete short and easy tasks, and they’re rewarded for each one they successfully complete.

Here are some ways you can make money fast through Swagbucks:

• Complete surveys
• Watch videos
• Play games
• Perform web searches
• Answer polls
• Read emails
• Complete free and paid offers
• Shop online
• Refer new users 

You earn Swagbucks (SB) when you complete a task, and each SB is worth $0.01.

Before you try out a task, you’ll see how many SB you earn for it. 

How Much Can You Make With Swagbucks?

Swagbucks and other GPT platforms essentially have unlimited earning potential.

How much you earn depends on the tasks you do and how much time you spend on Swagbucks. Here are some earning examples:

• 2 SB for every 10 profile questions you complete
• 300 SB and 10% lifetime earnings per referral 
• 500 SB signup bonus (as of August 2019) 
• 60 SB for a 13-minute survey
• 40 SB for a 10-minute survey
• 200 SB for a 20-minute survey
• up to 500 SB per day watching videos (according to Swagbucks)
• 50 SB for joining a free partner survey website
• 25 SB for signing up with a free sample website
• 3,500 SB for creating a Hulu account
• 600 SB for signing up for a free trial of Starz 
• 8 SB per $1.00 spent at Amazon
• 6 SB per $1.00 spent at Groupon

For each example above, there are hundreds or thousands of similar tasks available. You can easily earn SB whenever you want.

Redeem Your Points For A Walmart Gift Card And Other Prizes

Once you have 500 SB, you can exchange them for a $5 Walmart gift card. You can also save up SB and get a free Walmart gift card for $10, $25, $50, $100, or $250. 

Swagbucks frequently offers special discounts on gift cards.

For example, you can currently redeem 2,200 Swagbucks for a Walmart gift card with $25 on it.

Other Swagbucks Free Gift Cards And Rewards

If you enjoy gift cards, you’ll find a huge selection starting as low as 300 SB.

If you want cash, you need at least 2500 SB to receive a $25 PayPal payment. 

Frugal For Less Swagbucks Review

2. Shopkick

Shopkick is a receipt scanning app that pays you to take photos of your receipt when you buy certain items. 

This receipt scanning rewards app stands out from others because it offers unique ways to make extra money fast.

In addition to buying eligible cash back items, you are rewarded when you:

• Sign up using a referral link
• Simply walk into eligible stores
• Scanning grocery receipts and barcodes of products in stores
• Redeeming special coupons/offers
• Link credit/debit cards 
• Online purchases through Shopkick
• Referring new users 

All of these tasks are worth what are called Kicks, and 250 Kicks are equal to $1.00. Shopkick has very low payout minimums, so you can quickly get gift cards. 

How Much Can You Make With Shopkick?

Your shopping habits play a big part in how much you’ll make. Here are some examples:

• 250 Kicks when you sign up using a referral link
• 250 Kicks per referral (up to 10 referrals total)
• 10 Kicks for walking into CVS 
• 50 Kicks for walking into Best Buy
• 90 Kicks for scanning barcodes at Trader Joe’s
• 270 Kicks for scanning barcodes at Target
• 400 Kicks for buying eligible items at CVS
• 1,800 Kicks for buying eligible items at Target
• three Kicks per $1.00 spent in-store at Carters 
• six Kicks per $1.00 spent online at eBay
• six Kicks per $1.00 spent online at Groupon
• 10 Kicks for watching a short advertisement video

This list features a lot of recent offers directly from the Shopkick app. There are many more opportunities just like these, so you’ll find plenty that suits your shopping preferences. 

Redemption Process

Once you earn 500 kicks, you can redeem them for a free $2.00 Walmart gift card. Save up kicks for a better value when redeeming for prizes.

Other Shopkick Free Gift Cards And Rewards

Shopkick offers plenty of free gift cards including Walmart. All gift card options start at 500 Kicks, but some have a higher minimum amount.

Retailers you can choose from include Target, Amazon, Starbucks, AMC, Best Buy, and many other great options.

Frugal For Less Shopkick Review

3. Ibotta

Ibotta is a highly-rated receipt scanning app that offers multiple ways for you to earn cash back.

They’ve partnered with over 300 retailers to offer deals on groceries, toiletries, apparel, household items, and so much more. 

The main way you’ll make money with Ibotta is by shopping at partner retailers and by scanning grocery receipts to your phone.

Here’s all the ways you can earn with Ibotta:

• Scanning receipts
• Linking store loyalty cards for instant cash
• Online shopping
• Referring new users
• Bonus offers

Ibotta is straightforward and all items are listed in cash amounts.

When you use the app consistently, it’s fairly easy to earn points for a gift card and free PayPal cash. 

How Much Can You Make With Ibotta?

Maximize your earnings by using all of the methods mentioned above, and make sure to use Ibotta at every partner retailer.

Your earnings will depend on your shopping preferences, but here are some real examples from the app:

• A Welcome Bonus (usually $10) when you sign up using a referral link. 
• A $10 bonus for every new user you refer to Ibotta. 
• $0.25 for any brand of tortilla chips, sports drinks, club soda, hard seltzer, chocolate milk, applesauce, and salad dressing at Target. ($1.75 total)
• $0.10 when you scan any receipt from Target.
• $1.25 for Starbucks K-Cups at Walmart.
• $0.50 on Kleenex at Walmart.
• $1.50 on Neutrogena moisturizer.
• 5% at Barnes And Noble when you use Pay With Ibotta.
• 10% at Foot Locker when you use Pay With Ibotta. 
• 2% to 6% when you shop online at Amazon. 
• 5% when you shop online at Nike.
• $0.50 bonus when you buy two eligible frozen food items.
• $0.25 bonus when you buy two eligible Quaker Oats items.

Exchanging For Cash Gifts

Once you’ve earned $20, you can redeem your earnings for a free Walmart gift card. It typically takes a few hours to receive your digital gift card but may take up to 48 hours.

Other Ibotta Gift Card Options And Rewards

In addition to Walmart gift cards, you can get a free gift card to Starbucks, Target, The Home Depot, Red Lobster, Best Buy, and more.

Some gift cards have a $25 payout minimum.

If you want cash payment, you can earn through PayPal or Ibotta if you have at least $20 in your account balance.

Frugal For Less Ibotta Review

4. Inbox Dollars

Inbox Dollars is a very popular GPT website and rewards app that’s been around since 2000.

There are millions of active members on the platform, and Inbox Dollars has paid out over $56 million in cash to members. 

Like Swagbucks, you have a ton of ways to earn money fast with Inbox Dollars.

Get paid to:

• Take online surveys
• Read emails
• Play games
• Browse the web
• Print Coupons
• Complete free and paid offers
• Refer new users

There are thousands of tasks across all of these categories. You can keep earning money without ever running out of options.

Inbox Dollars doesn’t use a point system. All tasks and offers are listed in cash amounts. 

How Much Can You Make With Inbox Dollars?

There’s really no limit to earning money with Inbox Dollars.

It depends on the tasks you choose to complete and how much time you spend on the site.

Here are some real pay examples from the member dashboard:

• $5.00 signup bonus once you confirm your email address.
• $0.50 for completing your profile survey.
• $1.00 bonus per referral plus 30% from each referral’s earnings.
• $1.75 for a 13-minute survey
• $0.25 for a 14-minute survey
• $1.00 for an 8-minute survey
• $0.02 per Paid Email you open (up to four per day)
• $0.50 for signing up with a free product sample website
• $4.00 for signing up for a discounted meal kit subscription
• $1.00 for joining a free partner survey website
• $0.75 for joining a free partner survey website
• $0.01 per coupon you print (up to 25 per day)
• $0.10 per coupon you redeem 
• $0.01 for watching three short videos

For every example given above, there are hundreds of additional tasks just like them. There’s always plenty of easy options to earn whenever it suits you.

Redeeming For A Walmart Gift Card Code

Once you’ve earned at least $30, you can redeem your earnings for a free gift cards including Walmart gift cards as well.

Inbox Dollars sends your reward via email instantly. 

Other Inbox Dollars Free Gift Cards And Rewards

If you’re interested in other gift card options, you can choose from popular retailers like Amazon and Target.

You need at least $30 in your account balance to redeem.

You can also receive cash payments for the same minimum payout amount.

Choose from either a paper check mailed to you or PayPal payment. 

Be sure to check out our full Inbox Dollars review.

5. Survey Junkie

Survey Junkie is a reputable survey site with over 10 million members who are rewarded with gift cards and PayPal cash.

This free platform matches you with surveys based on your user profile. 

You’ll make most of your money fast by completing surveys, but there are several bonus opportunities for extra rewards. Take advantage of these to reach the payment minimum faster. 

Every point you earn from answering surveys is equal to one cent.

How Much Can You Make With Survey Junkie?

Survey Junkie is very honest and lets you know that you won’t become rich answering surveys.

However, they do tell you to keep your profile filled out to receive as many surveys as possible. Here are some earning examples from the user dashboard:

• $0.25 for completing the signup process.
• $0.25 for confirming your email address.
• $0.50 for completing a simple user profile.
• $0.10 for each additional profile survey you complete; these profiles also match you with as many surveys as possible.
• $0.05 for reading a short how-to guide.
• $1.50 if you install a Survey Junkie browser extension. 
• $0.80 for a 10-minute survey.
• $0.70 for a 19-minute survey.
• $0.70 for a nine-minute survey.
• $0.60 for a 10-minute survey. 

Once you’ve joined Survey Junkie, take a few minutes to fill out the $0.10 profile surveys. This will ensure you’ve got access to the highest-paying surveys available.

How To Cash Out For A Walmart Gift Card

You need at least 1,000 points in your account balance to redeem for a free $10 Walmart gift card. 

Other Survey Junkie Rewards

If you want other options, Survey Junkie also allows you to redeem for Amazon gift cards.

If you’d prefer cash at times, you can receive payment through PayPal or direct deposit. 

For those who have more questions on how it works, check out our Survey Junkie review.

6. PrizeRebel

PrizeRebel is a GPT website that’s comparable to Swagbucks or Inbox Dollars that pays you to play games, take online surveys and more.

This platform has been around since 2007 and has paid users over $19,000,000 in free gift cards and cash.

Surveys are a primary way to make money with PrizeRebel, but there’s plenty of additional options. You can earn by:

• Watching videos
• Referring friends 
• Completing free offers
• Completing trial offers
• Receiving bonuses for different achievements 

There are hundreds or thousands of diverse tasks to choose from, so you can earn quite easily.

Each point is worth $0.01 one cent.

How Much Can You Make With PrizeRebel?

PrizeRebel is like Swagbucks and Inbox Dollars when it comes to earnings.

There’s basically no limit to how much money you can make. It mainly depends on how much time you spend completing tasks.

With so many ways to earn, you can easily find tasks and surveys daily without running out of options. 

How To Cash Out For A Walmart Gift Card

Once you earn 500 points, you can exchange them for a free Walmart gift card. 

Other PrizeRebel Rewards

PrizeRebel gift cards are available for as low as 200 points, though many of them require 500 minimum.

You can even cash out for Amazon gift cards.

There’s also a PayPal payment option.

Don’t forget to check out our PrizeRebel review.

7. Ipsos i-Say

Ipsos is a longstanding marketing company that’s been operating for decades, and Ipsos i-Say is an online branch in the form of a paid online survey site.

Users complete the free signup process and earn rewards for completing market research surveys.

Ipsos i-Say surveys usually take about 10 to 30 minutes to complete.

How Much Can You Make With Ipsos i-Say?

Surveys are how you’ll earn money through Ipsos i-Say, but there are a few bonuses here and there.

There’s also a bonus system based on the number of surveys you successfully complete.

You’ll most likely take surveys worth 45 to 90 points each, yet there are occasional ones that give you 200 or more.

Redeeming For Prizes

You only need to earn a minimum of 500 points to redeem them for a free $5 Walmart gift card. Your gift card code is delivered instantly.

You can also save up for multiple $5 gift cards. 

Other Ipsos i-Say Rewards

If you want to choose another gift card, there are others available starting at $5.00 and $10.00, Some examples include Amazon, VISA, Starbucks, Olive Garden, and Uber.

If you want PayPal cash, you need 1,530 points for a $15 payment. You also have the option to save up points for a $20, $25, or $50 PayPal payment. 

Frugal For Less Ipsos i-Say Review

8. TopCashback

TopCashback is a cash back portal for online shopping that gives you cash back when making online purchases at thousands of retailers.

They even offer a guarantee that they’ll offer the best rate possible by matching competitor’s rates.

You can receive your earnings in cash or gift cards, and you get a 5% payout bonus if you choose a gift card.

There’s no payout minimum, so you can redeem your earnings anytime you want to. 

This is double the number of partners Rakuten has.

You can also stack coupon and promo codes to save money while you shop.

How Much Can You Make With TopCashback?

How much you earn totally depends on your shopping habits. Below are some examples of the impressive cash back rates currently listed:

• Amazon – up to 10%
• Gap – 8%
• Foot Locker – 6%
• Macy’s – 8%
• Sephora – 5%
• Best Buy – up to 7%
• The Home Depot – up to 8%

These rates are very impressive, and you’ll always get the best deal thanks to their guarantee.

Also keep in mind that these rates are not permanent and do change from time to time.

When you refer a new user to Topcashback, you’ll earn $10 once your referral earns $10 in their account.

Signup bonuses are often available, but there’s not a set bonus. 

Earn Points For A Free Walmart Gift Card

Since there are no payout restrictions, you can exchange your earnings for free Walmart gift cards whenever you want. You’ll get a 5% bonus every time you get your free gift cards, too. 

Other TopCashback Rewards

TopCashback offers a total of 14 payment options. If you want cash payments, you can choose from PayPal or direct deposit.

Your other free gift card options include Amazon, Target, American Express, and more. 

9. Fetch Rewards

Fetch Rewards is a pretty well-known receipt scanning app, and it’s different from Ibotta and Shopkick.

You buy the items featured in the app to receive cash from scanning receipts.

Yet unlike Ibotta, it doesn’t matter where you buy the item – it can be from any random retailer.

You can buy eligible products anywhere as long as your receipt confirms the purchase. The drawback to Fetch Rewards is that there aren’t tons of items available. 

Most of the money you’ll make will be through earning cash back on purchases.

However, you’ll also discover bonuses and limited-time offers that pay extremely well.

How Much Can You Make With Fetch Rewards?

It’s a little difficult to know how much you’ll earn from Fetch Rewards until you see what offers are available.

It seems like having a few dozen or so offers is typical.

These are a few statistics and examples from user reviews and the app itself:

• 2,000 bonus points for signing up through a referral link or code – ours is HH3MN.
• 2,000 bonus points for referring new users.
• The 2,000 point referral bonus occasionally increases to 3,000 points or more for short amounts of time. 

While there aren’t as many cash back items as Ibotta, the amount you make per item tends to be higher.

Combined with the low payout minimum, your earning potential isn’t bad.

How To Exchange Points For A Walmart Gift Card And Other Prizes

Once you’ve earned 5,000 points, you can exchange them for a free $5 Walmart gift cards. If you save up points, you can get $10, $25, and $50 Walmart gift cards. 

Other Fetch Rewards Prizes

Some gift cards are available starting at 3,000 points, but others require at least 5,000 points. Options available include Amazon, Target, Whole Foods, The Home Depot, Panera, and Barnes & Noble. 

Don’t forget to read our Fetch Rewards review.

10. Toluna Opinions

Since 2000, Toluna has been popular in the online survey community. You can use either the website or smartphone app to take surveys on any device.

Surveys are the top way to earn rewards, but you’ll also get paid to:

• fill out profile sections with demographic info
• answer one-question polls
• refer new users 

According to the Toluna FAQ page, their surveys usually last 15 to 20 minutes. It also notes that pay per survey depends on how long it is. 

Toluna surveys range from 15 to 50,000 points each. They use a points-to-cash system where 3,000 points equal $1.00. 

How Much Can You Make With Toluna Opinions?

To earn as much as possible, fill out your profile to get matched with plenty of surveys. These are a few stats and earning examples:

• 100 points for each Profile Survey you complete; there’s about 12 of them for a total of 1,200 points. 
• 15 points for each Quick Vote poll you answer; these are one-question polls. 
• Referral bonus points when you refer new users. The Toluna Opinions referral system is being changed as of August 2019. 
• 300 points for an online survey about your lifestyle
• 3,000 points for an online survey about entertainment
• Several 1,200 to 2,000 point surveys about various topics. 

It may take a while to reach the payout threshold, so boost your access to surveys by filling out every Profile Survey. 

How To Get Free Walmart Gift Cards

Once you’ve earned 75,000 points or more, you can redeem them for a free $25 Walmart gift card. 

Other Toluna Opinions Free Gift Cards And Rewards

Additional gift cards are available starting at 30,000 points. Some popular picks include Amazon, Target, Best Buy, Cheesecake Factory, Sephora, and Starbucks.

To get PayPal cash, you need to have 95,000 points for a $30 in PayPal cash. You can save up points and cash out in higher $30 increments, too. 

For more information, we suggest reading our Toluna Opinions review.

Are There Other Ways To Save Money At Walmart?

Want to increase your Walmart savings?

If the above methods don’t work for you, we’re going to show you in 4 simple steps how you can save up to 5% or more on almost all Walmart purchases.

Personally, this is one of my favorite way of saving at Walmart stores.

Unfortunately, this method doesn’t work when purchasing a gift card from Walmart, but it works on almost every other product.

Step 1: Register With TopCashback

Above we mentioned that if you use TopCashback, you can redeem your rewards for a discount on Walmart gift cards.

However, you can also use the shopping portal to get discounts on everyday Walmart purchases.

You can register for the site by going to the TopCashback homepage. All you will need is your email address and to create a password to sign up.

Step 2: Search For Walmart

Search for Walmart in the search bar and you’ll see the amount of cashback they’re offering.

Keep in mind that these rates may change. For example, from the image below you can see that Walmart was giving a Memorial Day special in which they gave 7.7% off of almost all purchases.

The typical rate is usually anywhere between 3 – 5%.

Step 3: Make Your Purchase

From here, click on the “Get Cashback Now” button to be redirected to the Walmart homepage.

By clicking this button, TopCashback automatically installs a cookie in your browser that tracks your purchases and will give you credit for them.

Step 4: Cash Out

Within 30 days you’ll receive your cashback amount to your account.

You can exchange this money for free prizes such as gift cards (Amazon, Walmart and more) or direct deposits into your bank or PayPal account.

Save Money At Walmart By Checking For Specials

You can continue to save money at Walmart.com and Walmart stores by checking out their specials page.

This page is updated on a daily basis, so be sure to keep checking back.

Get The Walmart Credit Card

Applying for the Walmart credit card is a great way to increase your Walmart savings even more.

The Walmart credit card gives you 5% back on all purchases at Walmart.com and the Walmart app.

When you shop at Walmart stores, you receive 2% back on all purchases.

How Can I Get A Free Walmart Gift Card?

You can get free Walmart.com gift card codes by using apps and websites to earn points from doing simple online tasks such as watching videos and answering surveys.

Keep in mind that these Walmart gift cards can be used both online, on the Walmart app and at Walmart stores.

Once you earn enough points you can exchange them for a free Walmart gift card code.

One thing we want to point out is to watch out for gift card scams.

You should never sign up for any website or claiming to give you a free gift card code in exchange for your credit card or payment information.

With these 10 ways to get free Walmart gift cards, you can easily earn them and save money while you shop. Combine as many of the options above to get as many gift cards as possible.

If you want to learn more about how to get free gift cards, then we’ve got you covered.

Check out these Frugal For Less posts to start earning in other ways:

• 17 Best Ways To Get Free Xbox Gift Cards And Codes
• 10+ Best Apps For Free Amazon Gift Cards
• 10 Legit Ways To Get Free Steam Gift Cards And Codes

Know of any other ways to earn free Walmart gift cards? We’d love to hear about them in the comments below.

The post 10 Best Ways To Get Free Walmart Gift Cards And Codes appeared first on Frugal For Less.

Looking for a list of the highest paying apps for your smart phone?

Making money from apps is one of the easiest ways to quickly earn free cash from your phone.

They good ones usually require little time and effort, and are great way to earn some extra money in your spare time.

While they won’t replace your full-time income, they can definitely help you buy a few extra meals per month.

Keep in mind that the following items on our list are ranked based on the following criteria:

• Payout method
• Hourly rate
• Registration bonuses
• Referral programs
• Ease of use

10 Highest Paying Apps To Make Extra Money Online

Want to skip the reviews and give the highest paying apps a try right away?

Not a problem at all.

Here’s a short list of the best highest paying apps:

• Survey Junkie (one of the highest paying survey apps)
• Swagbucks ($5 sign up bonus with many ways to earn online)
• LifePoints (earn $8 – $12 per hour taking online surveys)
• Nielsen Computer and Mobile Panel (earn a 100% passive income)
• Fetch Rewards (get paid to take pictures of your receipts – $1.50 welcome bonus)
• More Below…

I’ve found that with just the apps listed above, I’m able to earn at least a few extra hundred dollars per month.

With that said, let’s get started. Here’s a list of the 10 highest paying apps for your smartphone.

1. Survey Junkie

• Registration Bonus: 25 Points
• Join Survey Junkie

Survey Junkie is by far one of the highest paying apps on this list.

Like the name says, you make money taking paid surveys online.

Each time you complete a survey you earn points that you can cash out for PayPal money or free gift cards to Amazon and PayPal.

You can earn up to $50 per survey (although these are quite rare).

Expect to earn anywhere between $10 – $20 per hour with Survey Junkie.

The best part about Survey Junkie is that if you don’t qualify for a survey, they tell you almost immediately so that you can move on to another to keep earning money.

This is unlike a lot of other survey sites and survey apps that wait until you’re almost done with a survey before they actually tell you that you don’t quality.

If you’re looking for a good way to make some money fast, stick with Survey Junkie.

Want more information? Check out our full Survey Junkie review.

2. Swagbucks

• Registration Bonus: $5 – $10
• Join Swagbucks

Swagbucks is a small task site that allows you to make money for completing things online that you would normally do anyways.

Each time you complete a task, you earn points called Swagbucks that can be exchanged for an Amazon gift card and other cool prizes.

The great thing about this app is that there’s so many different ways to earn:

• Playing games
• Taking paid surveys
• Filling out polls
• Watching videos
• Clipping coupons
• And More

One of the most popular ways to make mony with Swagbucks is by watching videos.

Since the videos play automatically, meaning you don’t have to do any work to earn free money.

The only downside is that there’s a limit to the amount you can earn from this task per day.

If you do decide to only watch videos, keep in mind that there’s a total of 5 Swagbucks Apps you will need to use in order to maximize your earnings.

This alone will get you about $30 per month – if you want to increase this amount, you’ll have to complete other tasks as well.

Another great ways it to refer a friend and get 10% of their earnings.

Swagbucks typically gives a $5 registration bonus, but we’ve also seen it as high as $10.

Be sure to check out our Swagbucks review to find more ways to earn money with this app.

3. LifePoints

• Registration Bonus: 5 points with 15% booster
• Join LifePoints

LifePoints is one of the newer money making apps out there, but don’t let that deceive you.

They’re already proving to be one of the higher-paying ones out there.

While the primary way of making money with this app is through surveys, you can also get paid for completing small tasks.

The best part? Almost all of their surveys take under 10 minutes to complete.

This means that if you have only a short amount of time to spare (while waiting in line or in the waiting room), you can quickly pull out your phone and complete a task.

You get a 5 point bonus and a 15% bonus when you register as a new user.

You need a minimum of 1,080 points to cash out for a gift card of your choice from a wide selection of retailers.

Our LifePoints review explains exactly what to do to maximize earnings with this money making apps.

4. Nielsen Computer & Mobile Panel

• Registration Bonus: None
• Join Nielsen Computer & Mobile Panel

If you want to get paid for doing nothing, the Nielsen Computer & Mobile Panel pays you for simply leaving their app installed on your phone. Simply use your phone like you normally do and earn free cash.

The reason the Nielsen app is able to pay you is because they collect data about how you use your phone. This includes what apps you have installed, your internet speed, the type of device you own, etc.

By leaving the app installed on your iOS or Android device for an entire year, you can earn enough points that will earn you $50 per year.

These points can be exchanged for prizes such as gift cards to popular retailers. You’re essentially earning a passive income since you don’t have to do anything.

The best part?

You can install this app on unlimited devices, thus doubling, tripling or even quadrupling your earnings. This is a great way to earn extra income.

Nielsen only limits the amount of devices per region, not household.

You can also install this app on your desktop computer, but the earnings work a little bit differently.

For desktop users, every month you’re automatically entered in a free sweepstakes drawing to earn up to $10,000.

If you enjoy this app, you may also enjoy reading about other passive income ideas as well as our Nielsen Panel review.

5. Fetch Rewards

• Registration Bonus: $1.50 when you use the promo code HH3MN
• Join Fetch Rewards

Fetch Rewards is a receipt scanning app that works just like Ibotta.

The one big difference between Ibotta and Fetch Rewards is that this app only pays you for taking pictures of grocery receipts.

However, unlike Ibotta they do allow you to buy a product and earn cash back at any location instead of having to buy a specific product at a specific store.

The reason why this app makes the list is due to their high payouts. Expect to earn anywhere between $1 and $4 per offer. Increase this amount by having more than one offer per receipt.

You need a minimum of $3 in earned cash back to cash out for a gift card of your choosing. When you register as a new user, you get a $1.50 bonus when you use the promo code HH3MN.

Read our full Fetch Rewards Review

6. YouGov

• Registration Bonus: $2
• Join YouGov

YouGov is both a survey site and a survey app that pays you for sharing your opinion.

Unlike the majority of survey apps, you get a chance to express your ideals regarding politics and current events. Not only that, but you also are able to view the opinions of others on certain topics of discussion.

The fact that you can chime in and see what other people are thinking regarding a certain topic makes this one of the more interesting items on our list.

You get a $2 bonus for signing-up as a new user. While there is a minimum balance of $25 needed in order to cash out, I usually don’t have any difficulty reaching this amount rather quickly.

Read our full YouGov Review

7. MyPoints

• Registration Bonus: $10 when you make your first $20
• Join MyPoints

The thing I love about MyPoints right off the bat is their high registration bonus. After you earn your first $10, you get a bonus of $20.

Get paid with MyPoints by completing tasks that you most likely already do on a daily basis: complete surveys, shop online, watch videos, take polls and more.

Assuming you stay with the higher-paying surveys, we estimate that you can earn at a rate of around $8 – $10 per hour. However, take the lower-paying surveys and this amount will be much lower.

MyPoints also has an excellent referral program. Earn a referral bonus when your friend signs-up and earns their first $20.

Read our full MyPoints Review

8. Inbox Dollars

• Registration Bonus: $5
• Join Inbox Dollars

Inbox Dollars is a small task site that’s similar to Swagbucks.

Earn extra cash completing small tasks online such as playing games, watching videos, shopping online, reading emails, referring friends or more.

You start off with a great $5 registration bonus and you need a minimum of $25 to cash out. While this amount may seem a bit high, I usually find that you can reach it pretty quickly.

The two activities that we recommend participating in with Inbox Dollars are taking surveys and watching videos.

This way you can earn the most amount of cash with the least amount of effort.

Unfortunately, you need to manually click to play the next video, so you can’t earn passively.

Expect to earn at a rate of around $10 per hour when taking surveys.

When it comes to watching videos, the amount is going to be much lower, but we recommend the task since it’s so simple to complete. Refer your friends and get 10% of their earnings for life.

Read our full Inbox Dollars Review

9. Ibotta

• Registration Bonus: $10 after scanning your first receipt
• Join Ibotta

Ibotta is one of the most popular receipt scanning apps out there and is a quick way to make extra money.

Take a picture of your grocery receipt and make anywhere from $.25 to $5 in cash back depending on your purchase.

Combine more than one offer per receipt and you can pass this $5 threshold.

The great thing about Ibotta is that you get a $10 sign-up bonus when you sign-up claim your first offer.

While Ibotta was originally meant to be used for groceries, you can now get cash back on other items such as electronics, alcohol, prescriptions, meals at restaurants and more.

Furthermore, Ibotta recently added a new feature to help you receive cash back by shopping through other apps. When you open the app, there will be a section for earning a certain percentage of cash back at certain stores.

For example, let’s say you want to shop at Hotels.com.

Open the Ibotta app and scroll down. You’ll notice an offer for 10% in cash back. Click on the link to be redirected to the Hotels app on your phone (if you don’t have it you’ll be asked to download it) and make a purchase.

Within 10 days you’ll receive 6% of your total purchase price in your Ibotta account.

Once your account reaches $20 in cash back, you can cash out for gift cards of your choosing or for direct deposits to PayPal.

Every once in a while Ibotta comes out with a new features that allows you to earn extra cash from your phone, so be sure to read our Ibotta review for updates.

10. Rakuten

• Registration Bonus: $10
• Join Rakuten

Rakuten (formerly known as Ebates) is another shopping portal that works exactly like TopCashBack.

They partner with thousands of retailers across the web and aggregate all of their affiliate links onto one page.

Each time you buy something using one of these links, Rakuten earns a commission and gives it back to you in the form of cash back.

The rates are nowhere near as high as TopCashBack, but sometimes you’ll find stores that give a bit more.

The one difference about this app is that it can be used in-store, one of the only cash back apps that allows you to do that.

While the rate isn’t very high at 1% – 2% when shopping in-store, it’s still better than nothing, and can add a lot to your savings when purchasing really expensive items.

You get a $10 gift card for registering as a new member.

Don’t forget to read our full Rakuten review.

11. VIPKID

• Registration Bonus: None
• Join VIPKID

Looking for an app that will make you money?

VIPKID is the highest paying app on this list when it comes to earnings potential, but it definitely takes the most amount of effort.

Get paid to teach children English across the world and earn anywhere between $14 – $22 per hour.

This is one of the few companies on our list that you can use to make a full time income and allows you to create your own online business.

Here are the following requirements for potential teachers:

• Eligibility to work in the US or Canada
• Bachelor’s degree in any field
• 1 school year of traditional teaching experience or the equivalent in mentoring, tutoring, or alternative education

The best part is that you get to choose your own hours.

Keep in mind that the majority of these children are going to be located in China, meaning you may have to change your schedule a bit in order to accommodate them.

There are plenty of people who are making a full time living from VIPKID and can work anywhere in the world doing so due to their high payout rate.

VIPKID pays you via direct deposit.

Read our full VIPKID review

12. Acorns

• Registration Bonus: $5
• Join Acorns

Acorns is an investment app that helps you invest your spare change. Start off with a $5 registration bonus, and start investing with $5 at a time in your stock portfolio.

Not an expert in investing? Not a problem. Acorns understand that having sufficient knowledge takes time, and that’s why they do all of the work for you.

Simply register for the app, fill out your financial profile, and Acorns will suggest which type of investment is right for you. If you’re young and have a lot of extra cash saved up, you’ll most likely be put in the aggressive portfolio option.

For those who are a bit older, Acorns will suggest a more conservative approach.

The best part?

You only need to invest $5 at a time, and unlike most brokerage firm there’s zero commission fee. This is a great way for those to start investing in their future.

They even have a spare change feature that allows you to invest slowly.

Link any one of your credit cards or debit cards and every one of your purchases will be rounded-up to the nearest dollar.

And don’t worry – your credit card information is completely safe.

The difference between your purchase price and the rounded-up part will automatically be invested in your Acorns account – no extra work done on your part.

Read our full Acorns Review

13. TopCashBack

• Registration Bonus: $10
• Join Topcashback

If you do a lot of online shopping, this is the app for you.

TopCashBack has partnered with thousands of retailers across the web and placed their affiliate links onto one site.

When you click on one of these links, TopCashBack earns a small commission and then gives it back to you in the form of cash back.

Expect to make about 7% in cash back for all of your online purchases.

TopCashBack is mostly known as a website, but you can also get cash by using their mobile app as well. There’s absolutely no cost to register, and you even get a $10 bonus just for signing-up as a new member.

Once you reach a minimum of $10 in earned cash back, you can withdraw to PayPal or for Amazon or Amex gift cards for a 3% withdrawal bonus.

This is definitely one of my favorite cash back apps.

14. Shopkick

• Registration Bonus: 250 kicks
• Join Shopkick

Shopkick is a great way to make some money while shopping. Once you install the app, share your location and earn cash and gift cards when you check into stores.

You also make some extra cash by scanning the barcodes of specific products or using one of their in-app coupons.

They’re currently partnered with a wide variety of stores such as Walmart, Macy’s and Best Buy with continual expansion.

Not only that, but you can also find great deals by using their shopping system.

You won’t earn much scanning barcodes alone, which is why we mostly recommend just using their check-in service.

You can easily get $.25 cents or more per check-in and it only takes a second.

It wasn’t until recently that you could also receive cash from scanning receipts.

I usually find that this is one of the more fun apps to make money.

Don’t forget to read our complete Shopkick review to find out more.

15. Pinecone Research

• Registration Bonus: None
• Join Pinecone Research

Pinecone Research is one of the best survey apps out there. You always know what you’re going to get paid, and you always know roughly how long each survey will take.

Pinecone Research pays you a flat fee of $3 per survey, and each survey takes anywhere from 10 – 15 minutes to complete.

At this rate, you’re essentially earning at a rate of $15 per hour. The downside? There aren’t that many surveys to go around. I usually find that I can complete one or two surveys per month, and if I’m lucky three.

Sometimes Pinecone Research doesn’t accept new users, so if this is the case for you, just be sure to check back in about a month. You can cash out your earnings for gift cards of your choosing.

The great thing about Pinecone Research is that you never have to log-in to see if new surveys are available since they always send you email notifications.

Read our full Pinecone Research Review

16. Toluna Opinions

• Registration Bonus: None
• Join Toluna Opinions

The great thing about Toluna Opinions is that you’re guaranteed to earn anywhere between $1 – $5 per survey. This is particularly great for those who are tired of always getting low-paying surveys and not earning much.

Toluna is definitely one of the better survey companies out there. Most of the survey sites are quite short, and I find that I can usually make at least around $10 per hour.

While there isn’t a registration bonus, you won’t be disappointed. You’ll have plenty of surveys to choose from. Be sure to check back every couple of days for new offers.

17. Paribus

• Registration Bonus: None
• Join Paribus

It’s terrible when you buy something at a store only to find out a few days later that it can be found at a lower price.

What’s even worse is when you don’t find out soon enough so you don’t even have time to return the item to buy the cheaper version.

Instead of taking the time to search around for a cheaper price, have Paribus do it for you. Link your online shopping accounts to Paribus and it will track the internet for cheaper prices.

Even if you’ve already made the purchase, Paribus will track down the original retailer and ask for the retailer to refund the difference.

For example, I linked my Amazon account and bought a book for around $12. Paribus found the book cheaper at another retailer and contacted Amazon on my behalf. Within a week of purchase I noticed a random email stating that a few dollars had been refunded to my account.

The catch? Paribus gets a small percentage of your refunded amount. However, refer enough friends and you can get this amount down to nothing so you get 100% of the difference.

18. BeFrugal

• Registration Bonus: $10
• Join BeFrugal

BeFrugal and TopCashBack are so alike that it’s almost impossible to rank one ahead of the other. BeFrugal is also a shopping portal  that pays you for clicking affiliate links on their site and shopping through them. The more you shop online, the more you earn.

On average you can get about 7% in cash back across all purchases. I personally find TopCashBack a bit easier to use, but most of the time the rates are identical that it’s best to check between the two of them before each purchase.

BeFrugal also gives a $10 sign-up bonus to new members.

The one big difference that may turn people away is that you do need a minimum of $25 to withdraw your cash back. However, BeFrugal promises to award cash back bonuses within 10 days of your purchase, whereas TopCashBack can sometimes take a bit longer.

Read our full BeFrugal Review

19. Checkout 51

• Regsitration Bonus: None
• Join Checkout 51

Checkout 51 works in a very similar way to Ibotta. They pay you money for taking a picture of your receipt and submitting it to the app.

Yet unlike Ibotta, it doesn’t matter where you purchase the item as long as it shows up on your receipt.

This means that you can make a purchase at a grocery store, retail store or whatever.

Most of the items you find on the app are food items, but once in a while there are a few exceptions. The payout isn’t that great, usually only yielding $.25 – $1 per item, but the amount of work required is quite minimal.

Keep in mind that you can stack this app with other receipt scanning apps, meaning you can use multiple apps with the same receipt.

Want to make even more money with Checkout 51? Earn a $10 bonus each time you refer a friend.

Read our full Checkout 51 review for more information.

20. SavvyConnect

• Registration Bonus: None
• Join SavvyConnect

SavvyConnect works in a similar manner to the Nielsen Computer & Mobile Panel app. Get paid to leave an app installed on your mobile device and get paid to use it like you normally would. Absolutely no work is required on your part.

Each month that you leave the SavvyConnect app on your phone, you earn $5. Calculate this out and you get a total of $60/year.

Increase your earnings by installing the SavvyConnect app on a maximum of 3 devices for a total of $15/month or $180/year. The best part is that all of this is essentially passive income since the only thing you have to do is leave the app installed and cash out.

They also give you a chance to increase your earnings by referring your friends. When your friend signs-up using your link and completes their first “project,” you earn anywhere between $5 – $15. You can also earn cash from your friends’ referrals as well.

What Should I Look For In Highest Paying Apps?

There are certain criteria you should look for when it comes to looking for the highest paying apps for your smartphone.

Keep in mind that each app may meet the needs of each person differently.

Payout method

Usually apps have at least a few payout methods.

It’s typically for an app to pay you via PayPal or through at least a few gift cards of your choosing.

However, sometimes there’s only one method. If they only pay you gift cards to Fred Meyer and you never shop there, it might not be worth your time.

Hourly Rate

The hourly rate is calculated by counting how much you earn within an hour’s worth of time.

It’s important to keep track of this information because sometimes it may seem like you’re earning a lot less than you really are and visa versa.

You should try to prioritize the the apps with the highest hourly rates.

Sign Up Bonuses

Registration bonuses are a great incentive to get started with any app.

Even if you end up not liking the app, at least you’ve earned a few dollars for free without having to do any work. Swagbucks for example gives you a $5 bonus just for signing up.

Referral Programs

Referral programs are one of the easiest ways to make money with apps. A quick post to Facebook or Twitter usually only takes a few seconds.

If you have a few hundred friends, it’s possible you can get a few sign-ups, netting you an extra few dollars here and there. Sometimes there’s percentage bonuses.

For example, some apps give you 10% of your friends’ earnings for life.

Ease of Use

While the apps on this list are great, sometimes they can be a bit tedious. This is especially the case after using them for long periods of time.

Keep in mind how frustrating it might be to use the app. If it’s easy and you can earn well, it might be worth keeping.

Beware of Scams

All of the money apps listed here are legit and actually pay you real cash. Yet sometimes you may run into a scam.

Unless you know it’s a legitimate app, never sign up if they ask you for your credit card or any other type of payment information.

Also make be aware of the personal information that you need to give during registration.

What Apps Pay You The Most Money?

Survey Junkie, Swagbucks and VIPKID are the apps that pay you the most money in the shortest amount of time. However, we suggest trying out all of the apps on this list to see which ones work best for you.

Final Thoughts

If you’re looking to earn some extra money from home, smartphone apps can be a great way to do so. They’re also great for getting that much closer to your personal finance goals.

While these apps most likely won’t make you rich, it’s still a great way to earn real money and give you some extra income

If you enjoyed this article, you may also enjoy the following:

• Earn $15+/Hour Taking Surveys Online With Survey Junkie
• 101 Free Money Making Apps: Earn Money While on the Go
• 15 Free Apps That Pay You to Watch Videos From Your Smartphone

If you’d like to add anything another app to our list of the highest paying apps or any other ways to make money, feel free to let us know in the comments below.

The post 10 Highest Paying Apps To Earn Extra Money Online appeared first on Frugal For Less.

If you’re looking for one of the easiest and more entertaining ways to earn income from your smartphone, Giftloop is one of the best apps out there.

They pay you for tasks that you already do on a daily basis, and that even includes charging your phone and watching gifs.

You can easily earn on the go just by spending a few extra minutes per day on your smartphone.

The best part? This app is 100% FREE to use.

In this Giftloop review, we’re going to cover how this app works, how much you can make, tips for maximizing your income and whether it’s a scam or legit app.

With that said, let’s get started.

• Direct Link to App

How Does Giftloop Work?

They pay you to:

• Watch videos
• Play games
• Swipe through funny gifs
• Download Apps
• Take Surveys
• Charge Your Phone
• Unlock Your Phone Screen
• Refer Your Friends
• Completing the 7-Day Streak

Each time you complete one of the above tasks, you earn a certain amount of coins. These coins can be exchanged for a gift card of your choosing to popular retailers such as Amazon, Google and more.

The amount of coins you earn depends on the task that you’re participating in. We’re going to break down the tasks and tell you how much you can earn with each one.

Unfortunately, this app is currently only available to US users and only available for Android.

Registration is absolutely free.

Why Would The Giftloop App Just Give Me Money For Free?

Although the app is giving you money for free, they also make their fair share of money.

For example, let’s say you complete a survey. The answers that you provide will be used to help companies improve their products and services.

Researchers and brands give money to Giftloop for your opinion. This cash is then shared with users in the form of coins.

Not to worry. All data that you submit is kept completely anonymous, so there’s no way to trace it back to you.

Same goes for watching videos. Companies want to promote their products, so they partner with Giftloop in order to get the word out.

Pros And Cons Of Gift Loop

Let’s take a quick look at the pros and cons of gift loop:

Pros:

• 100% free to register – never give your payment information to a rewards app
• Earn income through uncommon methods – downloading apps, watching gifs, charging phone, locking your screen
• Lots of different ways to earn cash with plenty of activities
• Earn gift cards (lots of retailers to choose from) and cash prizes
• Not a scam – I’ve always been paid out on-time

Cons:

• Using coins as a currency may be a bit confusing
• Sometimes coins for watching videos aren’t rewarded immediately
• Some surveys may be a lot more low-paying than others

How Do I Start With The Giftloop App?

Getting started is incredibly simple. However, we’re going to break down the process step-by-step in order to ensure that you don’t miss any details.

1. Installing the app

Installing the app is incredibly simple that can be done from both the Google Play Store and App Store. In order to sign-up, all you will need is your name, email and to create a password. There’s no need to verify your email address.

2. Start earning

When you log-in, you’ll automatically be directed to the home screen with a list of tasks to complete in order to earn coins. These coins can be exchanged for real cash prizes.

Earn more coins by completing more tasks.

You can also click on the “Earn” button on the bottom-left-hand corner of the screen to see current tasks.

3. Cash out

When you reach a minimum of 200,000 coins ($10 USD) in your account you can cash out for a gift card of your choosing or you can donate to causes.

These gift cards include Amazon, Target and other major retailers. In fact, I recently just cashed out for a $10 Amazon gift card.

There are also cool cash gifts.

Don’t forget to check your earnings history to see where you’ve earned the most coins.

4. Refer your friends

Referring your friends is a great idea if you’re interested in earning extra cash. Each time you refer a friend, you and your friend both receive a bonus of up to 11,000 coins.

If you’d like to support us, we’d appreciate it if you’d use our refer.

How Much Can I Make With Giftloop?

And now comes the most important question: how much can I earn?

While we can’t give you an exact amount, we’re going to do our best to give you a sound estimate.

First of all, we need to note that when you complete tasks you’re given a certain amount of coins. A minimum of 200,000 coins is required to cash out for a $10 gift card.

Therefore, we can conclude that 20,000 coins is equivalent to $1 USD. With that said, let’s dive right into the tasks:

Invite And Earn

The Giftloop referral program is probably the best way for extra cash. Each time you refer your friend, you have the chance to earn up to 11,000 coins.

While the amount isn’t that great ($.55 cents maximum per referral), it’s still a great way to earn cash.

That’s just because the task is so easy. I can usually get a few sign-ups just by making a quick post on Facebook or Twitter.

For this reason, we recommend referring friends. You can find your referral link under “Account” and then going to “invite and Earn.”

7-Day Streak

I love it when money making apps give you free cash just for logging in daily. Open the app for a consecutive 7 days and get a bonus of 2,500 coins. Easy peasy, so we definitely recommend it.

Installing Apps

Installing apps is definitely one of the fastest ways to earn. The amount they pay is quite high for the amount of effort that goes into it.

When I first signed-up, I was amazed at the abundant amount of app install offers they had. I counted around 20 when I first checked.

Not only that, but new offers will come through as well.

You can earn anywhere between around 1,000 to 5,000 points per install (a rough average). It’s not a lot of money, but the task is incredibly simple.

All you have to do is install the app and open it from your phone.

Once that’s done, you can uninstall it or keep using it. We recommend you leave the app open for at least 30 seconds before uninstalling in order to ensure that you receive credit.

Such an easy task with so little effort – definitely recommended.

Note: Keep in mind that some apps will pay you to sign-up for a free 7-day trial. These apps usually pay out a bit more, but you do need to enter in your credit card information. Just remember to cancel your trial if you don’t wish to continue.

Swipe & Earn

This is what I absolutely love about Giftloop. You can literally swipe through funny gifs and earn cash for it.

Simply select “Swipe and Earn” from the homescreen and swipe away. Don’t forget to hit “collect coins” when you view each gif or video.

Now, I have to admit that this is one of the easier methods of earning with the app. However, the payout is pretty low in comparison to the other tasks on this list.

With that said, if you’re looking at the app from a purely financial point of view, you will want to complete some of the featured offers that show up in between the gifs to make it more worthwhile.

However, if you’re just looking for a lazy and easy way to earn coins while still having fun, this is definitely the way to go.

Note: Keep in mind that coins for watching videos might not be rewarded immediately.

The Offer Wall

The offer wall consists of a bunch of different tasks that pay you to:

• Take Surveys
• Complete Quizes
• Sign-up For Free-Trials
• Watch Videos
• Install Apps

In fact, most of these tasks are almost identical to the ones found on the main screen. Giftloop wants to give you even more offers to ensure that you never run out of ways to earn free cash.

We suggest completing these offers when you get bored with the other ones mentioned, or when you run out of those offers. This is because the payout is quite low.

When it comes to surveys, it is a bit difficult to determine how much you can earn since the offers vary so much.

Yet what I can say is that they tell you how much you can earn and how long it will take before you actually take the survey. From the image below, you can see that you can earn 1,300 coins in just 2 minutes.

Some surveys pay quite low, and some pay decently. Stick to the higher-paying ones to maximize your earnings.

Keep in mind that surveys can somewhat be tedious as well. For this reason, we do not recommend survey with Giftloop unless you enjoy taking surveys already.

Locking Your Phone

Since you’re already unlocking your phone on a daily basis, with the app installed you’re now getting paid for it. When an ad comes up on your locked screen, an ad will appear. Engage with it if you’re interested or swipe away to go to your home screen.

This is already a task that you’re doing multiple times per day, so no extra effort is involved. For that reason, it’s highly recommended.

Charging Your Phone

When you leave your phone charged and set on lock screen, Giftloop will automatically pay you to let ads run on your phone while you charge it. It’s never been easier to earn with a phone.

The amount isn’t huge, but this can be an incredibly easy way to earn overnight or when you’re simply not doing anything.

This section is recommended due to the fact that you literally do nothing.

Is Giftloop Legit Or Scam?

Giftloop is not a scam.

They have always paid me on-time and the right amount. Furthermore, their customer support is of top-notch.

Don’t want to take my word for it? Here are a few other reviews to take a look at:

• Fishering states that it’s definitely a legitimate app and goes into detail about how the app works.
• Reddit users have left plenty of Giftloop reviews consistently praising the app for a quick and easy to earn from your phone. As of yet, no one has reported being scammed out of their money.

Is Giftloop Worth It?

This question really depends on your personal needs. The fact that you can get paid to play games and complete tasks while on the go is pretty cool feature.

As mentioned above, you can earn cash for essentially doing nothing – charging your phone and unlocking your screen. Not bad for doing nothing, and it also makes a great addition to our passive income apps list.

Now for the other tasks. If you look at it purely from a financial standpoint, only downloading the apps is going to be worth your time. This is because this task takes little time and has a decent payout rate.

The other tasks don’t earn as much, but they are also simple and fun to complete. I haven’t yet found another app allows me to earn free money to watch gifs in my spare time.

If you’re looking to make the most money, there are plenty of other apps to make money. However, this one still has a high enough payout rate (depending on the tasks) to where we can say it’s worth it.

Just don’t put all of your eggs in one basket and choose other apps as well.

Other Apps Like Giftloop To Help You Win Real Money

Just because you’re earning with the Giftloop app doesn’t mean you have to stop there. Take a look at some of our favorites.

1. Ibotta

• Registration Bonus: $10 after redeeming your first offer
• Join Ibotta

Ibotta is one of the most popular apps out there. Get paid to take pictures of your receipts from your smartphone.

This includes purchases from electronics and groceries to prescriptions and alcohol. Simply match the offer on their app with what’s on the receipt and receive anywhere between $.25 cents and $5 in cash back.

Claim more than one offer per receipt to stack your offers and make more. You can also combine this with other receipt scanning apps to increase your earnings.

Ibotta also has a cash back feature that allows you to get cash back by shopping through their partner retailers.

For example, click on the Groupon link in their app to be redirected to the Groupon site or app. From there, make your purchase like you normally would, and receive 10% in cash back on your total purchase price (rates my change).

When you sign-up you get a $10 bonus when you scan your first receipt.

Read our full Ibotta Review

2. Rakuten

• Registration Bonus: $10
• Join Rakuten

Rakuten is an app that gives you cash back for your online purchases. They’ve partnered with over thousands of retailers across the web.

When you open the app, search for the retailer of your choosing. Next to that store will be listed the amount of cash back you get on your purchase.

Click on the “Get Cashback” link to be redirected to that retailer’s page. From there, receive cash back on your total purchase price.

I find that I can often earn an average of 7% on all of my online purchases through Rakuten.

Not only that, but Rakuten is the only cash back portal that is currently offering in-store cash back. Link your credit card to the app and get cash back when you make purchases at certain stores.

When you sign-up, get a free $10 gift card as a sign-up bonus.

Read our full Rakuten Review

3. Drop

• Registration Bonus: $1 when you link your first credit/debit card and use promo code frugal4less
• Join Drop

Drop is one of the newest cash back apps out there. Link your credit or debit card to the app and earn cash back on certain purchases.

No receipts. No coupons. Nothing. Simply make your purchases and earn real money.

When you first sign-up, you get a choice of 5 retailers to earn cash back at. Some of these retailers include Walmart, Walgreens and more.

Make a purchase with your linked credit/debit card and you receive a certain amount of points in your Drop account. Cash out for a gift card of your choosing.

When you use the promo code frugal4less at sign-up, you get a bonus of $1 in your account.

Read our full Drop Review

Survey Sites

If you’re still looking for additional ways to make money outside of Giftloop, we suggest looking into survey sites.

My favorite survey site is Survey Junkie since you can usually earn a decent amount of cash in a short time.

Swagbucks also pays you to take surveys, watch videos, play games and much more.

Final Thoughts

Giftloop recently made some changes that restrict earnings from charging to 1 device per user. At the end of the day, they also have to keep advertisers happy and needs real users to do so.

Not everyone was happy with this, but the new features they added such as the lock screen now make it much easier to rapidly earn coins for the average user.

Let’s recap on the things you can do for extra cash with this app:

• Play games
• Watch gifs
• Watch videos
• Download apps
• Charge your phone
• Unlock your screen
• Refer friends
• Logging in daily

In short, you’re getting paid to play!

Stick to the higher-paying tasks to maximize your efforts. We suggest referring friends, logging-in daily, charging your phone and downloading apps.

For those who just want to have some fun while earning some extra cash, you can also get paid to watch gifs or a quick video. In any case, we suggest giving it a try to see if it’s right for you.

We hope you’ve enjoyed this Giftloop review. If you have anything else to add, let us know in the comments below.

The post Giftloop Review: Scam or Legit? (Make $2/Day Passively) appeared first on Frugal For Less.

Our ReceiptPal review covers exactly what you need to know about this receipt scanning app.

Although it has evolved a lot since its launch, the concept of scanning receipts for cash and points is one of my favorite ways to earn money.

I don’t use receipt apps to pay bills, though if you are diligent enough you might be able to. Instead I look at it as a perk for shopping. Spend some money and get money back.

Plus, there are loads of receipt apps that will give you cash back on normal purchases you were planning to make anyway.

Our Full ReceiptPal Review

I’ll go over how the app works, how to get started, what you can expect and whether or not I think it’s worth the download.

Keep reading below for all the details.

• Direct Link to the ReceiptPal App

About ReceiptPal

ReceiptPal was created by The NPD Group, Inc (NPD). NPD is a market research company that provides marketing services to help companies with their business decisions regarding product development.

NPD has been around since 1966 and is one of the top ten market research companies in the world.

ReceiptPal was launched in 2013, initially as an iPhone only app, but now it is available on Android platforms too.

NPD is known for their expertise in the food, fashion and technologic industries and helps businesses with product development by connecting them with users on a global scale.

Which is why they came up with ReceiptPal.

NPD uses ReceiptPal as a way to collect market data.

It was also a way to get consumers to hold on to their receipts in order to collect rewards.

Don’t worry, the information collected from your receipts is still private. So NPD won’t be sharing or seeing your personal information.

With ReceiptPal, any receipt is accepted. And I do mean any! These receipts could be anything from a restaurant bill to a Target haul.

The receipts can either be digital, if you connect your email address so that online purchases can be accounted for. Or you can upload receipts directly as a hard copy.

How ReceiptPal Works

With ReceiptPal, you earn points every time you scan a receipt. And as an added bonus, all of your receipts are stored on the mobile app so you can keep track of your spending too.

When out and about, all you have to do is snap a picture of your receipt and upload into the app. You’ll get 25 points for each receipt you share.

The mobile app is set up by point cards. Every time you complete a card you will get 100 points. You need to snap a picture of four receipts to complete one card.

Getting Started With ReceiptPal

Joining ReceiptPal is really easy. For me the downloading this app was fairly quick and it took maybe all of two minutes to complete my registration. It’s currently available for both the Google Play Store and the App Store for iPhone users.

Signing Up

Joining ReceiptPal app is completely FREE. If I have to pay for an app, I’m generally not interested in trying it. Unless paying for it unlocks some really cool features.

In general though, if you are just trying to make a few extra bucks in passive income, look for the free apps.

The minimum age requirement for ReceiptPal is eighteen. When you initially open the app you will be prompted to provide an email address, date of birth, gender and zip code. It is a minimal amount of information.

Once you are set up, you’ll see that the app is simply designed and easy to navigate. You’ll have your points on display, along with your punch card.

Along the bottom of the screen are the tabs for Receipts, Rewards, Messages and Account.

The Receipts tab is where you’ll see your points and punch card. Rewards will list your points and the rewards value, so you know what you need to work toward. You’ll also see your sweepstakes entries here and when the next drawing is scheduled for.

Messages will have anything ReceiptPal may send you, such as your sign-up welcome message, when you have earned points, or if a receipt you uploaded was invalid for some reason.

And finally the Account tab will have your receipt log, where you can track your receipts and spending, your refer-a-friend option, an app tutorial and frequently asked questions section.

Earning Points

Get Over 1000 Points Right Away

There are a few steps you can take to earn up to 1,000 points pretty much within minutes of downloading the app. And you don’t have to scan a single receipt to do it.

The first step is to link your email account with ReceiptPal. You will be required to login directly to your email via the app.

ReceiptPal will then peruse through your emails and validate any recent e-receipts that they find. You’ll earn 650 points just from connecting your email address.

Next, you will want to connect your Amazon account. Yes, those Amazon purchases and e-receipts count too! Again you’ll have to login to your Amazon account this time via the app.

ReceiptPal will give you 300 points for linking your Amazon information and validating any recent purchases too.

Just note that the process of connecting your email and Amazon account can take a few minutes as the mobile app is working to look for any receipts that they can find and delegate points for.

Finally, you can take a quick demographic survey for an additional 100 points. This survey will ask for all the information that the initial sign-up didn’t.

You’ll be asked to provide your household size, income, occupation, education, whether you have a dog or cat, and finally whether or not you are the main shopper for the household. It’s a really quick survey and takes around two minutes tops.

And there you have it. Ten minutes after downloading the app you’ll be halfway to having enough to cash out for your first payout.

Scan Receipts

This is probably the most important part of this entire ReceiptPal review since the primary way to earn extra money with ReceiptPal is to submit receipts. Once your sign-up is complete, you can start uploading your most recent receipts. These receipts cannot be more than a week old and best if they fall within what ReceiptPal considers a purchase week which is Sunday through Saturday.

You can submit receipts up until the following Tuesday. Receipts can be submitted only once and you can’t try to submit duplicate receipts.

When snapping a photo of your receipt, make sure the store name, purchase date, and purchase amount are clear or you’ll get a notification to resubmit the receipt with a valid photo.

Receipt validation can take up to 72 hours for e-receipts and 24 hours for photo submitted receipts. For me I’ve had receipts validated within just a few hours after scanning a photo and about 24 hours with digital receipts picked up in my email.

No matter the length of time, your points are automatically added to your account once the receipt has been approved.

What Kind of Receipts Does ReceiptPal Accept?

The best part about this app is that you can earn cash scanning receipts from any store. With other receipt scanning apps you typically have to submit receipts from particular retailers. Not ReceiptPal!

Referrals

Sometimes the ReceiptPal app has a referral program. This is usually a limited time offer and you never know when it is going to go away.

Currently as I write this, they are allowing referrals. For every friend you refer to ReceiptPal you get 250 points when they sign up up and connect their email.

ReceiptPal allows you to earn up to 6,250 points per month in referrals! I’d sign up ASAP to take advantage of this as it’s a super easy way to get extra points and quickly.

Sweepstakes

Whenever you upload a receipt, you will be entered into ReceiptPal’s weekly sweepstakes. This is an opportunity to win a $250 gift card.

Every validated receipt counts as an entry. They draw three winners every week. Winners are notified via email, so make sure you check your junk mail so you don’t miss out on an opportunity.

Maximize Your Earning Potential

Scan Receipts Frequently

The primary way to earn money on ReceiptPal is to scan receipts. The more often you upload a receipt, the more often you can earn points.

And keeping things frequent means you can accumulate points that much faster.

When you open the app, you will see punch cards. Each card earns you 100 points after you scan four receipts.

You have five total punch cards to fill out at one time. After which you’ll get extra cash rewards and sweepstakes opportunities. ReceiptPal rewards the users using the app the most frequently.

After filling out your five punch cards, you will get three additional punch cards every week following. You should be able to earn at least a few extra dollars per week with this method.

Bonus Games

After completing a card, you have an opportunity to play a game. These games can reward you with points or extra sweepstakes entries. You’ll have to follow the onscreen instructions to see what your reward will be.

You can get a maximum of five bonus games each week. You can accrue these and they will remain active for whenever you want to play them. But you can’t accrue more than five at a time.

But, if you go 90 days without using ReceiptPal, you’ll lose your accrued bonus games.

Earn With ReceiptPal

Okay, now that I’ve talked about all the details, you probably want to know what kind of reward system ReceiptPal has.

Obviously they work with a point system. This means you’ll need to earn enough points to then exchange for something of monetary value. Or in this case, e-gift cards.

While earning direct cash would be much easier, you have to work with what you get and the point system isn’t too bad with ReceiptPal.

In the app, all of your points are clearly indicated in the top left of the screen, followed by your current point card front and center.

The card displays little check marks that will fill in when you scan a receipt and it meets approval. On this card is a little camera, which you click on to snap a photo of your receipt. It is really easy and simple.

Also, one thing to note about e-receipts is that PayPal purchases don’t count. I don’t know why but these purchases don’t and some companies aren’t accepted either. This is primarily an issue for e-receipts and not paper receipts.

Cash in Your Points for Rewards

Once you earn enough points you can cash out for rewards.

ReceiptPal has their cash rewards broken down by levels, which are defined by a certain amount of points. Currently, Level 1 rewards are a $5 Amazon e-gift card or a $5 Retail e-gift card, which you can select for a favorite retailer of your choice.

Right now, Level 1 rewards are worth 2, 200 points. But like their referral program, ReceiptPal can change this amount at any time by either increasing or decreasing the point requirements.

Level 2 rewards start at 4,000 points for a $10 e-gift card and 9,250 points for a $25 e-gift card. These are all Amazon gift cards or to other retailers also.

Level 3 is the highest level and offers $50 Amazon gift cards for 17,250 points or $100 Amazon gift cards for 32, 250 points.

An Extra Way To Earn Rewards With ReceiptPal: Sweepstakes

When I first downloaded the ReceiptPal app, there were nearly 200K in sweepstakes entries and the number was only growing.

So while winning the sweepstakes would be awesome, don’t put too much hope into getting that $250. There are several other people gunning for it too and they only select three winners each week.

But the good news is that it is a weekly drawing, so you get four chances every month to win. And as I said before, the more receipts you scan, the more entries you get into the sweepstakes.

If you complete all five of your punch cards, you can start earning 2x the sweeps entries.

The more you use ReceiptPal, the more the app will reward you. 

Remember to Keep Using the App

There are a lot of positives to using ReceiptPal, the main being that it is such an easy way to earn points and get rewards.

That being said, there is one thing you have to remember with the app and that is to keep using it.

I’m not saying you have to upload a receipt every day or even once a week, once or twice a month would suffice.

This is because if you do not use the app for 90 days, then all your earned bonus games and all of your points will go back to zero.

Since most people probably buy at least one item once a week, whether it is a latte from Starbucks or toothpaste from CVS, those receipts with just that one item count. So scan it.

If you find scanning at the moment too tedious, you can always set up an alert on your phone to scan all your valid receipts from the week on Saturday before the start of ReceiptPal’s new week.

Pros and Cons of ReceiptPal

Pros

• FREE to Sign up
• Minimal sign up information needed
• Clearly defined point system: 4 receipts =1 card = 100 points
• Option to earn additional points by taking surveys or playing games
• All receipts are accepted: restaurants, clothing stores, groceries and more!
• Weekly sweepstakes where you could win $250

Cons

• Sporadic referral program
• Can’t earn or redeem direct cash; gift cards only
• Can take up to 72 hours for e-receipts to be validated
• Can lose points if inactive for 90 days or more
• Will take a long time get the points needed for a bigger payout.

Like any points app, there are always pros and cons. Fortunately I like more about ReceiptPal than I dislike. Though I do have a few complaints.

My biggest gripe with the app is that you don’t get points for every receipt scanned. Instead you have to wait until you have four receipts just to earn 100 points.

I would prefer a system where you earn points based on each receipt and then on the amount, as receipts with a higher amount should net more points.

But, it is convenient to be able to scan a receipt that has only one item on it and have it count toward your points card.

Another complaint I have is that there can be a fluctuation of changes within the app. Like their referral program. It’s not always available.

And though this next complaint hasn’t happened to me, I’ve read that sometimes the points required for a reward can change, usually increasing per NPD’s discretion.

Is ReceiptPal Legit or a Scam?

You’re probably wondering if the ReceiptPal app is a scam or legit.

ReceiptPal is a legit app that’s been around long enough to have a good reputation and solid customer base. The points are real and so are the gift cards they reward their members with.

ReceiptPal currently has a 4.6 rating and a ton of excellent reviews. For me personally, I’ve always received my payouts in the correct amount and always on time.

I rate this app as a legitimate way to make money online from your phone.

A lot of people blame ReceiptPal for not paying when in fact it’s the user’s fault because they didn’t submit a receipt with the store name, purchase date, etc.

Be sure to take a picture of the entire receipt to avoid missing anything.

Is ReceiptPal Worth Your Time

The answer to whether or not ReceiptPal is worth your time is both a yes and a no for me. I love that they made earning points so ridiculously easy!

But, speaking of points, fair warning it feels like it will take forever to get the points needed for a reward payout. With only five points cards to start with, you have an opportunity to earn 500 points in the first week.

To get that 500 points you need to submit 20 receipts! 20 is a lot and I doubt anyone is doing that kind of shopping, unless you literally go to a couple of different stores and buy one or two items.

That would get exhausting fast. For some users it took around 4 months to accumulate 4000 points.

As long as you don’t think of this app as a super money maker then you will be fine. Accumulate the rewards in your own time and cash in your points when you can. While $5, $10 or $25 may not seem like much, every little bit counts. Of course it’s not the best way to earn money, but it does help add a few dollars to your pocket along with free gift cards at no cost to you. As far as we’re concerned, we haven’t come across any weekly limit when taking pics of your receipts.

Alternatives to ReceiptPal

We gave you a lot of details about how to earn some extra cash scanning receipts in this ReceiptPal review.

But there are a lot of other money making apps out there to make money online.

Some of them are grocery store specific, while others, like ReceiptPal, let you shop at multiple retailers.

I also like that some of them are cash based earnings where you really see money accrued and have a chance to deposit into your bank or PayPal account for extra money.

If ReceiptPal doesn’t work out for you, I highly recommend trying some of these.

At the most, you can use them in conjunction with ReceiptPal and greatly increase your earning potential.

• Ibotta: $20 sign-up Bonus and you can scan receipts or shop online via the app to earn cashback instantly! You need $20 to cashout to PayPal. By far my favorite cashback app. Check out our full review.
• ReceiptHog: referral code zuss1319 for 5 free spins. When you upload your grocery receipts you’ll earn rewards and spin opportunities.
• Fetch Rewards: bonus code HH3MN for $1.50 bonus. Scan any grocery receipt from any grocery store and earn points. Fetch Rewards is quickly becoming a very popular money making app that pays to upload receipts. Check out our full review.
• Makeena: No sign-up bonus, but it is very similar to Ibotta but steered for more health conscious and organic foods. You need $20 in order to cash out.

Cashback apps work similarly, except most of them require you link a debit or credit card so that when you make qualifying purchases, you can get a percentage back.

Which Is Better: ReceiptPal Or ReceiptHog?

We often get asked if ReceiptPal or ReceiptHog is better if you want to make money taking photos of your receipts.

In terms of earnings, you’re probably slightly better off with ReceiptHog since the process is quick and straight forward.

If you’re looking for a friendlier and more fun user interface, ReceiptHog also tends to be better.

I tend to use both so I can double dip my earnings and receive even more extra money.

Both pay via PayPal and free gift cards.

Final Thoughts

We hope you’ve enjoyed our full ReceiptPal review.

Scanning receipts is probably one of the easiest ways to make money on the side.

You don’t have to worry about clicking through surveys, watching videos or playing games. I usually find that I can make a few extra dollars per week in extra money.

It usually takes a bit to cash out for the gift cards.

I do think Ibotta is a similar app that’s a better starting point when it comes to using receipt apps, but ReceiptPal is still a good one to download and try.

If you do decide to try ReceiptPal, I would commit to it for a good four months to get the most out of it and a clear idea of how it works.

If at that time you dislike the app, feel free to delete.

If you have anything you’d like to add to our ReceiptPal review or know of any other clever ways to earn cash, feel free to let us know in the comments below.

The post ReceiptPal Review: Scam Or Legit Cash Back App? appeared first on Frugal For Less.