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Bed Bath & Beyond is a store that primarily focuses on selling merchandise well-suited for your bedroom and bathroom. Although they have great products, their prices can sometimes be outrageous. We’ve put together a list of 4 steps that will save you a minimum 14% on all items in their store (except for gift cards). Be sure to follow them in order to get the most amount of cash back.
Table of Contents
1. Get The Highest Cash Back Credit Card For All Purchases
When it comes to maximizing your savings at any store, the first think you should do is get a cash back credit card that gives you the highest amount of cash back on all purchases. Currently, the highest rate currently on the market is at 2%. The card that we recommend for this is the Discover It Card.
It gives you 2% cash back on all purposes for the first year and comes with no annual fee. Here’s a quick glance at what the card has to offer:
- 2% cash back on all purchases for the first year
- 5% cash back in certain categories that change quarterly (maximum $1,500 per quarter)
- No annual fee
- Free overnight shipping for lost or stolen cards
- Discover Deals shopping portal with up to 40% in cash back
If you don’t want to go with Discover, you can always try the Citi Double Cash Card that also gives you 2% in cash back. Keep in mind that both of these cards require a fairly high credit score. If you credit score is low, we suggest finding a card that will give you 1% in cash back on all purchases since you’ll have a higher chance of getting accepted.
2. Buy A Discounted Gift Card
There are multiple gift card vendor sites across the web that sell gift cards at an extreme discount. Right now the one with the highest discount is SaveYa, selling Bed Bath & Beyond gift cards at up to 8.5% off their retail value.
We always suggest going with an e-gift card since they only take up to 24 hours to arrive in your inbox, but usually arrive within just a few minutes. Physical gift cards can take up to an entire week or even longer.
It’s important to note that these rates frequently change depending on their inventory and other factors. For that matter, we recommend comparing with other gift card sites to find the one that offers the highest amount of cash back. Registration with these sites is 100% free. Just don’t forget to use your cash back credit card that we mentioned above to get an additional 2% off your gift card purchase!
How Do I Quickly Find A Bed Bath & Beyond Gift Card With The Best Discount?
Instead of having to search through all gift card reseller sites, you can use a tool called Gift Card Granny. This website serves as a search engine for gift card resellers. Simply type in the store in their search bar, and view a list of resellers at that merchant with their associated rates.
As we can see from the image above, SaveYa comes first with Raise in second for Bed Bath & Beyond. Don’t bother paying attention to the rate on eBay since the amount is usually based on their current auction price.
3. Go Through A Cash Back Portal
Shopping portals are some of the best ways to save on the web, and I get an average of 7% in cash back by using them. These portals are online websites that partner with thousands of online retailers. Click on an affiliate link on the portal site, get redirected to the retailer, and they earn a commission when you purchase a product.
Instead of keeping all of this cash for themselves, they give it all (or almost all) of it back to you in the form of cash back. The portal that is currently giving the highest cash back rate for Bed Bath & Beyond is BeFrugal at 4%.
Each time you click on “Shop Now” link, BeFrugal automatically tracks your purchase and places it into your account. Once you reach a minimum balance of $25, you can choose to cash out to PayPal or for Amazon gift cards. This may seem like a high amount, but keep in mind you can use this for all retailers across the web, not just Bed Bath & Beyond.
Registration is completely free and you even get a $10 bonus for registering as a new user. You can check out more portals by viewing our Top 10 Portal List. Since these portals only work online and not in-store, you’re going to have to make your purchase over the internet in order to get the extra savings.
How Do I Quickly Find The Portal With The Best Rate At Bed Bath & Beyond?
Just like there’s a tool that helps us find us find the highest discounted gift card, there’s one for portals as well. When you go to Cash Back Monitor, type in the store that you’re interested in shopping at. When we type in Bed Bath & Beyond, we see that TopCashBack offers the highest rates, and you can even check how many potential airline miles you can earn.
4. Let’s Do A Quick Recap
We’re going to walk you through the steps really quickly in order to ensure that you understand the process.
1. Get A Cash Back Credit Card.
The Discover It Credit Card gives you 2% cash back on all purchases. We’re going to need this for our gift card purchase.
2. Buy A Discounted Gift Card.
You can buy a discounted gift card to Bed Bath & Beyond at SaveYa for an 8.5% discount off its retail value. These rates may change, but the rates are fairly consistent and won’t change dramatically. Don’t forget to use your cash back credit card on your purchase for a bonus of 2%, totaling 10.5% overall.
3. Go Through A Shopping Portal.
BeFrugal is the portal currently offers the best deal around when shopping at Bed Bath & Beyond at 4%. Keep in mind that you’ll have to shop online in order to get the best discount. If you still want to go to the store in-person, you can always request an in-store pickup.
We just saved 2% + 8.5% + 4% for a total of 14.5% in cash back!
Final Thoughts
While these Bed Bath & Beyond hacks may seem like they take some time, once you get used to the process it becomes a breeze. Shopping portals often display coupons for even larger discounts, and none of these will affect your cash back earnings. If you have any other tricks or tips up your sleeve for saving at Bed Bath & Beyond, we’d love to hear about it down below. Thanks for reading and happy frugaling!
